What does it mean that the industrial and commercial credit card information has been approved?
If the ICBC credit card query shows that the approval has been passed, it means that the card has been applied for, and you can just wait for the card to be collected.
1. Passing the review means that the credit card review department accepts the materials of the person applying for the credit card, which means that they meet the card issuance conditions;
2. Passing the review and getting the card, It takes about half a month from card making to sending the card;
3. The sending bank uses ordinary post to send the card, which is relatively slow and the area is not too far away. It can be received within a week. If it is in a remote area, it will take about a little more than a week. , such as Xinjiang, and other places.
Extended information
ICBC credit cards are divided into the following categories:
1. Peony International Credit Card
Introduced by the Industrial and Commercial Bank of China with international standards credit card products. International cards are used both at home and abroad, and are settled in RMB and a designated foreign currency. The Peony International Card adopts a revolving credit transaction method. For consumption overdrafts within the credit limit, if the payment is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.
2. Peony Credit Card
A credit card issued by the Industrial and Commercial Bank of China that gives the cardholder a certain credit limit and the cardholder can consume within the credit limit and then repay. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.
The Peony credit card can be used at UnionPay acceptance points in China and in Hong Kong, Macau, Thailand, South Korea, Singapore and other regions. It is settled in RMB and has functions such as transfer settlement, cash deposits and withdrawals, and credit consumption.
3. Peony Credit Card
A credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used within the territory of the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. Peony credit cards are divided into business cards and personal cards according to different issuance objects, and are divided into gold cards and ordinary cards according to different credit levels.
Baidu Encyclopedia--ICBC Credit Card
Baidu Encyclopedia--Credit Card
When can I get the ICBC Zodiac Credit Card after approval?
After the ICBC Zodiac Credit Card is approved, the card needs to be printed and then mailed to the user. This time usually takes about 10 days, but users can check the progress of credit card application at ordinary times, so that they can know when they can get the credit card.
The ICBC Zodiac Credit Card can be activated after you get it. At this time, you can call to activate or go to the bank counter to activate. When activating, you generally need to set a transaction password and an inquiry password. These two passwords can be set Same as , it should be noted that the transaction password must not be leaked, otherwise it will cause theft.
After the credit card is activated, you can swipe it for consumption. When swiping your card for consumption, you should proceed step by step and pay attention to the diversification of consumption scenarios. After using a credit card for consumption, be sure to repay on time and avoid overdue repayments. Overdue repayments will generate penalty interest and the bank will upload it to the credit reference center, which will affect other business processes.
If you have difficulty repaying the credit card you are using, you can use installment repayment or the minimum repayment amount, or you can also borrow money from friends around you to repay it. When repayment difficulties occur, you must control your consumption in a timely manner to avoid more subsequent consumption, which may lead to subsequent inability to repay.
How long does it take to get the card after ICBC credit card approval
From the time you submit the card application materials
It usually takes about 20-40 days
Credit cards of domestic banks basically adopt a centralized management model, that is, the bank first establishes its own credit card center in a certain city. If residents of other domestic cities apply for a credit card, they need to submit the credit card application form to
Card center summary, this will take a few days. After receiving the credit card application materials from various local cities, the credit card center must review and file them. This process takes 15 days. The next step is to make the card. Due to the high value of card making equipment, domestic card making equipment is basically produced centrally by the credit card centers of various banks. This process usually takes two days. The final step is to mail the card to the cardholder by registered mail, which usually takes 7 to 15 days. In addition to the possible delays between each link, it is normal to get the card in 40 days.
How long does it take to get the card after applying for an ICBC credit card?
ICBC usually completes the review and card issuance within 15 calendar days. If you choose to receive the card by mail, the new card will usually be It will be mailed in 7-15 working days; if mailing or self-pickup is not supported, please bring the original ID to the agreed outlet after receiving the card collection notice.
How to check the progress of credit card application
1. Log in to personal online banking and select "Credit Card Services - Apply for Credit Card - Check Application Progress" to check the progress of credit card application;
2. Send the text message "CXBK# ID number" to 95588 to inquire according to the prompts;
3. Call the ICBC customer service hotline 95588 to inquire through manual service or self-service.
How many days does it take for ICBC credit card approval?
1. The review time is 10 working days.
Starting from receiving the applicant’s information, it takes approximately 10 working days to complete the information review. If you receive a call for credit inquiry during this period, please inform us of the result of your inquiry. Normally, you will get the corresponding review results within 3 working days after you receive the call.
It is worth noting that telephone credit reporting does not mean that you have passed the review. Generally, telephone credit reporting is to understand situations where some information is not clear enough.
2. It takes 2 working days to make the card.
After approval, a credit card will be issued for you within 2 working days. You can go to the right side of the website homepage after 10 o'clock every day and click "Application Progress Query" to view the corresponding review results, or call the Credit Card Center to query the results through voice self-service.
Regardless of approval or disapproval, just query once a day, and the results will be displayed the next day after the day's update.
3. It takes one or two weeks to send a credit card.
After the card is produced, it will be sent to you by registered mail according to the billing address. Because postal services in various regions are both fast and slow, this process will take about one week to two weeks, so please wait patiently
ICBC credit card is the credit card with the highest circulation in China. The main types of bank credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit level, they are divided into: Platinum Card, Gold Card Cards and ordinary cards; according to the issuance objects, they are divided into business cards and personal cards, among which personal cards are divided into primary cards and secondary cards.
The Peony quasi-credit card is issued by the Industrial and Commercial Bank of China. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient to pay, it is a quasi-loan that can be overdrafted within the prescribed credit limit. Credit card. The Peony quasi-credit card can be used for settlement in RMB at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries, and has functions such as transfer settlement, cash deposits and withdrawals, and credit consumption. This Peony quasi-credit card is a quasi-credit card with Chinese characteristics. There is no precedent in other countries in the world. The emergence of this quasi-credit card is a reflection of China's imperfect credit system. Peony quasi-credit card has been discontinued. Peony credit cards and Peony international credit cards that truly meet the needs of the public are the direction of development.
This is the end of the introduction about ICBC credit card approval and how long it takes to apply for the card after approval. Did you find the information you need?