Sleep card refers to no voice, no text messages, and no traffic bills for more than 90 days, which is a sleep card.

A silent card means that the card is activated and has no phone calls or traffic records. This is a silent card.

It is understood that outage protection is also within the scope of silent cards and sleeping cards. You can also consult the operator according to the situation of your mobile phone card.

For silent cards and sleep cards, users need to conduct real-name verification through the business hall or online within 24 hours. If they fail to verify or fail to pass the verification within the specified period, the phone card function will be suspended.

1. Sleep cards are divided into debit card sleep cards, quasi-credit card sleep cards and credit card sleep cards. Debit card sleep card refers to a card that has not had any financial transactions such as consumption, cash deposits and withdrawals, or transfers (excluding interest settlement and inquiries) initiated by the cardholder for more than 12 consecutive months, and the deposit balance is less than 10 yuan; quasi-credit Sleeping card refers to a card that has not had any financial transactions (excluding interest settlement, inquiry) initiated by the cardholder for more than 6 consecutive months, such as consumption, cash deposits and withdrawals, transfers, etc., and the deposit balance is less than 10 yuan; credit card sleeping card Refers to cards that have not had any financial transactions such as consumption, cash deposits and withdrawals, or transfers initiated by the cardholder for more than 6 consecutive months (excluding interest settlement and inquiries), and the deposit balance is less than 10 yuan. (Data source: Instructions for filling out the "Bank Card Business Status Form" in the "2013 Off-site Supervision Statement User Manual (China Financial Publishing House)".)

2. Domestic credit card issuance is rising every year. Banks invest a lot of manpower and material resources in the issuance of credit cards every year, but the activation and usage rates of issued credit cards are relatively low, causing banks to waste a lot of financial and material resources. It is reported that the current credit card activation rate in my country is less than 40%, and the probability of dormant cards is very high. The issuance cost of each credit card reaches 100 yuan, which is equivalent to a bank wasting more than 60 yuan in costs for every credit card issued.

3. “In the Chinese market, the number of credit cards issued is growing, but banks’ profitability challenges are also increasing. People do not use credit cards after they get them, let alone recycle credit. People only use it to withdraw cash, and the utilization rate of credit cards is too low," commented Christophe Uzureau, research director of the banking and investment services department of Gartner, an international research institution.