Chinese Merchants Bank decoration loan application conditions 1. Have local permanent residence and legal and valid identity certificate; \x0d\2. Have a legitimate occupation and stable income, and have the ability to repay the principal and interest of the loan when it is due. \x0d\3. The borrower can provide relevant asset certificates, bank statements, tax bill certificates, etc. \x0d\4. For newly purchased residences that are renovated, the house sales contract, purchase invoices and other information should be provided (or if the original residence is renovated again Proof of house ownership should be provided); \x0d\5. Other conditions stipulated by the cooperative agency.