1. If the applicant applies through the counter of China Merchants Bank's business outlets, it will take about 10 working days for the audit department of China Merchants Bank to review the application materials;
2. If the applicant applies through online channels such as China Merchants Bank official website, then if it is the first time to apply for a credit card at China Merchants Bank, the review will take about 7 working days; If it is not the first time to apply for a credit card at China Merchants Bank, the review will generally be completed within 5 working days.