The name of Zhongyuan Bank’s credit card app is Zhongyuan Direct Bank. Zhongyuan Direct Bank Client is currently an Internet banking service platform launched by Zhongyuan Bank.

The head office of Zhongyuan Bank Co., Ltd. (ZHONGYUANBANKCO., LTD) (referred to as: Zhongyuan Bank or ZYB) is located in Zhengzhou City, Henan Province. Zhongyuan Bank has built a modern enterprise system and a corporate governance structure model of "three meetings and one layer", and implemented "one-level legal person, unified leadership, hierarchical operations, and authorized management" with a registered capital of 15.42 billion yuan, ranking first among city commercial banks in the country. , with 22 functional departments, including the head office business department, 17 branches and 444 sub-branches, and also initiated the establishment of 9 rural banks.

On February 22, 2016, Zhongyuan Bank’s cross-border RMB business qualification was successfully approved.

As of June 30, 2021, Zhongyuan Bank’s total assets were 753.002 billion yuan. The total amount of loans (excluding accrued interest) and deposit balance (excluding accrued interest) were 384.994 billion yuan and 448.500 billion yuan respectively, an increase of 7.8% and 5.5% respectively from the beginning of the year. In the first half of 2021, Zhongyuan Bank achieved operating income of 9.718 billion yuan; pre-provision profit of 6.787 billion yuan; net profit of 2.112 billion yuan, a year-on-year increase of 4.2%.

On October 27, 2021, Zhongyuan Bank announced that it planned to merge Luoyang Bank, Pingdingshan Bank and Jiaozuo China Travel Bank.

On August 28, 2014, Kaifeng Bank, Anyang Bank, Hebi Bank, Xinxiang Bank, Puyang Bank, Xuchang Bank, Luohe Bank, Sanmenxia Bank, Nanyang Bank, Shangqiu Bank, Xinyang Bank, Zhoukou Bank, Zhumadian Bank and 13 urban commercial banks in Henan Province jointly issued an announcement in the "Henan Daily" to form a joint-stock commercial bank, Zhongyuan Bank, through a new merger. After the merger is completed, the original claims and debts will be inherited by the newly established bank. Henan's first provincial-level legal person bank

On December 17, 2014, the China Banking Regulatory Commission approved the establishment of Zhongyuan Bank.

On December 18, 2014, the founding meeting of Zhongyuan Bank was held.

On December 23, 2014, Zhongyuan Bank was registered and established.

On December 26, 2014, Zhongyuan Bank officially opened.

On February 22, 2016, Zhongyuan Bank’s cross-border RMB business qualification was successfully approved.

On August 31, 2016, the Henan Banking Regulatory Bureau, in accordance with the Banking Supervision Law of the People's Republic of China and the State Council and the Implementation Measures of the China Banking Regulatory Commission on Administrative Licensing Matters for Chinese-funded Commercial Banks (China Banking Regulatory Commission) Order No. 2 of 2015) and other relevant regulations, after review, the reply is now approved as follows: It is agreed to prepare to establish the Luoyang Branch of Zhongyuan Bank Co., Ltd.