The last repayment date, also known as the due repayment date, refers to the last date agreed between the bank and the cardholder on which all repayments for the current period or the minimum repayment amount should be returned. The final repayment date has been adjusted on the original basis and corresponds to the bill date. Currently, ICBC's last repayment date is 1-19, 25 to 20 repayment days. ICBC cardholders can choose a suitable repayment date according to their own preferences, but they can only adjust it once a year. :
Take ICBC as an example: the minimum repayment amount of ICBC credit card
The minimum repayment amount of ICBC credit card refers to the credit card holder’s repayment upon maturity specified by ICBC. The minimum repayment amount that should be repaid before the date (inclusive). The calculation formula is:
The minimum repayment amount = the unpaid portion of the minimum repayment amount of the previous bill + the amount owed on the current bill x 10%, except for special circumstances.
For example: If the cardholder’s consumption in this bill month is 20,000 yuan, and the minimum repayment amount of the previous bill has been paid off, then the minimum repayment is 20,000 yuan * 10%, which is 2,000 Yuan Yuan.