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How to send WeChat red envelopes with a credit card

How to send red envelopes to others with WeChat credit card

You cannot send red envelopes to others with WeChat credit card. Only debit cards and WeChat change can be used to send WeChat red envelopes. You can start with Just withdraw the money from the credit card and then send the red envelope, and that’s it

How to use credit card transfer on WeChat

1. First of all, credit cards cannot be used for transfers or red envelopes on WeChat. Withdraw function. If the credit card can be transferred directly to WeChat, it is a cash-out behavior. The Shanghai headquarters of the central bank stated on July 26, 2010 that it is illegal to cash out credit cards. Therefore, credit card transfers to WeChat are not supported.

2. You can bind and use credit cards to recharge mobile phone bills, traffic, etc. on WeChat. This is considered a card payment, not a cash withdrawal. It will be included in the credit card consumption bill, and you can repay it normally according to the bill next month. At the same time, it does not support the issuance of red envelopes or the direct purchase of financial products. Only credit card consumption and online payment are supported.

3. WeChat transfer only supports debit cards or change. Similar to WeChat transfers, WeChat red envelopes and WeChat cash withdrawals also need to be bound to a savings card. When you transfer money to a friend on WeChat, after the other party checks it, the money will go into change first. If you want to withdraw money, you can only withdraw it to the debit card bound to the other party and cannot choose a credit card for transfer.

4. WeChat currently only accepts WeChat payment

Transferaccounts refer to transferring money from a payment account to a collection account through a bank without using cash directly. A bank currency settlement method that completes currency receipts and payments. It gradually developed with the development of the banking industry. When the settlement amount is large and the distance is long, using transfer settlement can make it safer and faster. In modern society, the vast majority of commodity transactions and currency payments are conducted through transfer settlement.

On March 28, 2019, the requirement for transfers to arrive after 24 hours will be cancelled, and real-time arrival will be implemented.

There are many methods for transfer settlement, which can be mainly divided into two categories: intra-city settlement and long-distance settlement. Intra-city settlement includes check settlement, payment power of attorney settlement, intra-city collection and commitment settlement, collection without commitment settlement and limit check settlement, etc.; out-of-city settlement includes remote collection and commitment settlement, off-site entrusted collection settlement, exchange settlement, and credit settlement. Warranty settlement and limit settlement, etc.

As a bank settlement method, transfer has a wide range of applications. Transfer settlement can be carried out between the same city and different places, between unit accounts and unit accounts, between unit accounts and personal accounts, and between personal accounts and personal accounts.

The People's Bank of China issued the "Notice on Matters Concerning Strengthening Payment and Settlement Management to Prevent New Illegal Crimes in Telecom Networks" to comprehensively strengthen the real-name management of accounts, bank card business management and transfer management. It is clarified that from December 1, 2016, individuals who transfer money through self-service teller machines can apply to the card issuing bank to cancel the transfer within 24 hours after the card issuing bank accepts the transfer.

In order to effectively curb the buying and selling of accounts and fake account opening, and comprehensively promote the real-name management of accounts, the "Notice on Strengthening Payment and Settlement Management to Prevent New Illegal Crimes in Telecom Networks" clearly stipulates that since December 1, 2016 Effective from 2019 onwards, when banking financial institutions open bank settlement accounts for individuals, the same person can only open one Type I account at the same bank. If a Type I account has been opened and a new account is opened, the same person should open a Type II account or Category III households. This move is intended to protect the safety of funds.

How to use credit cards to pay, send red envelopes, etc. in WeChat

WeChat can pay with credit cards. After users bind their credit cards on WeChat, they can shop, top up phone bills, and buy trains. Consumption behavior such as tickets. However, non-consumption activities such as transfers or red envelopes are not allowed. Of course, whether users can support credit card payment during consumption also has a lot to do with merchants. Only merchants that have activated the credit card payment function can WeChat users use credit cards to pay. Steps to bind credit card to WeChat: In the first step, users must first open their own WeChat, enter the page, and click "I" below.

In the second step, after entering the My page, you can add a credit card. When the user binds a credit card, not all cards are supported. It is only compatible with WeChat, so before binding, users need to understand the credit supported by the micro client to avoid being unable to bind and pay

About how to send WeChat red envelopes with credit cards and how to send WeChat red envelopes with credit cards This is the end of the introduction to "Does it count as consumption?" I wonder if you found the information you need?