2. The applicant for the main card of industrial and commercial credit card can handle up to two supplementary cards. The applicant for the supplementary card shall have full capacity for civil conduct or limited capacity for civil conduct, and must be at least 13 years old. The application for the secondary card is limited to the parents, spouses and children of the main card applicant. The application conditions for industrial and commercial credit cards are as follows:
1) hard conditions: age: the applicant must be 18 years old and have full capacity for civil conduct; Credit: Anyone with a good credit record can apply for an ICBC credit card.
2) Basic information: valid ID card: ID card refers to one of resident ID card, military officer's card (police officer's card), soldier's card, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland and foreign passports.
3) Work certificate: The work certificate includes a copy of the work permit and the work certificate issued by the work unit.
4) Proof of financial resources: copy of production certificate of own property/vehicle, ICBC "wealth management account" card, etc. It will not only help to approve the card, but also get a higher credit limit.
5) Other conditions:
A, ICBC credit card master card applicants need to be between 18 and 60 years old, and have full capacity for civil conduct.
B the applicant for the supplementary card of ICBC credit card must be the immediate family members of the main cardholder, such as parents, sisters, couples, children, etc. , aged between 13 and 60 years old, with full capacity for civil conduct.
C, the applicant needs to have a stable job, the monthly income can be paid by punching, and the average monthly income should be more than 3,000 yuan.
D, the applicant needs to have a good credit record, no record of major breach of contract.
E, the applicant must pay social security on time, and the social security balance is relatively large.
F, the applicant must have certain proof of assets, such as bank deposits, stocks, bonds, vehicles, real estate, etc.
3. Note: As long as you can repay the loan on time, you can also apply for an income of 2000, but if you can't repay the loan on time, you have to bear the consequences yourself.