The credit card bill can find out what you bought, which is also convenient:
1. If there is any discrepancy with the bank reconciliation, you can compare the bill contents with the saved credit card consumption receipt. But only if you keep the receipt you get every time you use the credit card. If not, the cardholder really remembers where he used to spend his credit card. After investigation, it is confirmed that the password of the credit card account is stolen or there is an error in the bank, and the cardholder is not responsible.
2. After charging fees for illegal card swiping in different places, merchants can complain to China UnionPay according to the query results of credit card bills.
3. Now, when swiping a card at an ATM, you may encounter some traps, such as the password stealing device installed by criminals at the ATM, and usually there are mistakes such as card swallowing at the ATM of a bank. In order to avoid losses caused by these objective reasons, cardholders should check the credit card bill in time.
4. If the pos machine is swiped in a store, supermarket or hotel, and the money is swallowed due to a malfunction, you can take the comparison result between the receipt and the credit card bill as evidence, negotiate with the merchant or bank to defend your rights, and complain to UnionPay.
The general method of credit card bill inquiry is as follows: first, go to the bank outlet to inquire how the staff of the bank outlet inquire, and handle the inquiry business according to the process; The second is online inquiry. The credit card will send the last month's consumption bill to the personal mailbox in the form of email on the billing date, and you can open the email for verification; The third is mobile phone inquiry. Mobile phone downloads the APP client of bank credit card, which will display and query every consumption record, which is convenient and fast.