Enter the personal credit service platform, register and log in, and borrow money according to the page prompts. This method is commonly used, but it can't get the result immediately. Generally, it takes 24 hours to get the personal credit report the next day.

2. Log in to the personal online banking or mobile banking app of the commercial bank for inquiry.

Mainly including Industrial and Commercial Bank, Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China Merchants Bank, China CITIC Bank, Shanghai Pudong Development Bank, China Guangfa Bank, China Bohai Bank, Ping An Bank and China Everbright Bank.

3. Inquire through China UnionPay Express app

China UnionPay launched a mobile payment software, but the inquiry pilot service was only launched in eight cities: Shanghai, Guangzhou, Shenzhen, Hangzhou, Chongqing, Nanning, Changsha and Fuzhou.

4. Pilot commercial bank self-service inquiry machine offline operation.

The above-mentioned commercial banks have some business outlets that provide "self-inquiry machines for personal credit information". Click on the personal credit report on the self-service inquiry machine, put the original ID card on it, inquire according to the page prompts and print it out.

5. Go to the local branches, sub-branches and business management departments of the People's Bank of China.

For example, Shanghai Branch of China People's Bank, Changsha Central Branch of China People's Bank and Beijing Business Management Department of China People's Bank. There are 36 branches in China. Search the local address on the website and remember to bring your ID card.