The issuance rate of Pudong Development Credit Card has been very high. If you search for "what credit card is good for three people to apply for", there must be a bunch of card friends who first recommend Pufa Credit Card. Although the lenders of Shanghai Pudong Development Bank have higher requirements for personal credit reporting, they do not have high requirements for credit card users' qualifications. Even if the credit is overdue, it may pass the examination and approval.
2. Guangfa Credit Card
In the credit card circle, the issuance rate of Guangfa Credit Card is very high. The applicant has a stable job and legal income, and can provide identification. 18 years old or older. Even if the personal credit is overdue, Guangfa Bank may apply by credit card.
3. Everbright Credit Card
Everbright Bank's credit card has always been called "one of the fastest banks to handle cards". According to the feedback from actual users, after submitting the credit card application materials, China Everbright Bank can get the results in 10 minutes at the earliest.
4. CITIC Credit Card
CITIC Bank does not require high qualifications for credit card applicants. As long as the applicant can meet the basic requirements for card processing, there is a high probability of applying by credit card. Users with poor credit information can apply for a credit card with a limited amount, and it will be more difficult to increase the amount.
1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.
2. Credit cards are generally plastic cards with special carriers, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, expiration date, number and cardholder's name are printed on the front, and chips, magnetic strips and signature strips are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.
Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.
3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.