What are the credit card loan platforms?

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There are many credit card loan platforms, and some banks also provide credit card loan services. For example: Bank of Communications' Haoxiangdai, Haoxiandai and Haoshangdai, China Merchants Bank's e-Zhaodai, China Guangfa Bank's Caizhijin, Huaxia Bank's Yidajin, etc.

Credit cards can not only be used to overdraft purchases to purchase goods, but can also be used to apply for loans. There are many credit card loan platforms, and some banks also provide credit card loan services. For example: Bank of Communications' Haoxiangdai, Haoxiandai and Haoshangdai, China Merchants Bank's e-Zhaodai, China Guangfa Bank's Caizhijin, Huaxia Bank's Yidajin, etc.

Among them, Haoxiangdai is an exclusive automatic installment service provided to eligible cardholders. After the cardholder completes the contract, it will be used when the eligible transactions exceed the set starting amount. The Haoxiangdai credit limit will be automatically converted into Haoxiangdai installments based on the number of periods previously signed by the customer. Haoxiandai is an exclusive cash-based consumer credit service provided to high-quality principal cardholders. The successfully borrowed amount will be transferred to the cash account of Bank of Communications' Haoxiandai business. Customers can go to Pay Bill APP to handle cash withdrawals. Haoshangdai is also an automatic installment business customized for eligible cardholders. After signing the contract, customers can make purchases in designated industries (only supporting car purchases for the time being) or designated merchants (automotive/education/wedding/medical, etc.), and the consumption amount reaches the set amount. Once you set the starting amount, the transaction will be automatically amortized.

eZhao Loan is a short-term cash credit business provided by China Merchants Bank to qualified credit card holders with daily interest. After the customer's application is successful, China Merchants Bank will transfer the funds to the cardholder's valid card account opened with the bank or a debit card from another bank supported by the bank, and the funds obtained can be used for daily consumption. Caizhijin is a credit card service provided by Guangfa Bank to cardholders for overdraft transfer and installment repayment. After the customer's application is successful, Guangfa Bank will transfer the overdraft transfer to its designated domestic savings account of the same name. YiDaJin is a cash solution provided by Hua Xia Bank to qualified customers by combining credit card cash withdrawal and installment payment functions. Customers can automatically pay for installments, cash advances, etc. by swiping their cards within the credit limit of Yidajin.

Here are the popular loan platforms where credit cards are available

Using credit cards to pay can solve the problems in the daily lives of cardholders. Many young people use credit cards for consumption. If your credit card limit is not enough to meet your consumption needs, you can also apply for a credit card loan with a higher limit. So, what kind of loans can you get with a credit card?

1. Huanbei

Huanbei is a platform that allows you to borrow money with a credit card. The maximum credit limit is 50,000 yuan, and the loan can be repaid in up to 12 installments. However, it should be noted that the limit applied for by Huabei can only be used to repay credit cards, and cannot be used to withdraw cash from bank cards.

2. Hengyidai

Hengyidai is also a platform where you can borrow money with a credit card. The limit can be up to 200,000 yuan, and the loan can be repaid in 12 installments. The loan is issued very quickly. Kuai is relatively well-known among all online credit card loan platforms. There are many people applying and the card acceptance rate is pretty good.

3. Baoyin Consumer Finance

Baoyin Consumer Finance also offers credit card repayment products, so it is also a platform where you can borrow money with credit cards. The maximum limit is 50,000 yuan, and the maximum limit is 50,000 yuan. It can be divided into 12 installments. Like all credit card repayment platforms, the applied limit can only be used to repay credit cards and cannot be used to withdraw cash.

4. China Merchants Bank E-loan

Quality credit card customers of China Merchants Bank can be invited to open e-loan, which can be regarded as an exclusive cash installment product for credit cards, with an exclusive loan of up to 300,000 After the application is successful, the money will be transferred to the debit card, and you can repay it every month, which can be divided into up to 24 months. However, after using it, you will be locked up in a small dark room, and you will no longer be able to apply for cash installments, and you will not be able to increase your credit card limit.

The above are all loans that can be borrowed by credit cards. Card friends can apply for them.

Which credit card loan is better? These 5 platforms are pretty good!

In an era when credit cards have become very popular, most young people have basically applied for credit cards.

Many online loan platforms also saw business opportunities and took out credit card loans. So, which credit card loan is better? Today I will introduce to you 5 fairly good credit card loan platforms.

1. CITIC New KuaiXian

Xin KuaiXian is a large credit card installment loan from CITIC Bank. The loan limit can be up to 300,000 yuan. It does not require any mortgage and the review process is simple. It is relatively fast, and credit card holders with good credit will have a high credit limit and it is easy to get approval.

2. Industrial Bank Suixin Loan

Industrial Bank’s credit card short-term cash loan product does not require any collateral and is reviewed quickly. It is relatively easy to apply for Xixin Loan, especially credit card holders with good credit are more likely to be approved. The repayment of Xixin Loan is relatively free, and you can repay monthly or in advance.

3. JD Finance

JD Gold Bar is a pure credit loan product of JD Finance, which allows everyone to withdraw cash directly. In fact, JD Gold Bar is an upgraded version of JD Baitiao, allowing everyone to have more money.

The loan limit is relatively large, up to 200,000 yuan. You can borrow money by binding your bank card or credit card. The better your credit, the greater the credit limit.

4. Bank of Communications Angel Loan

Bank of Communications is a consumer loan product for young people aged 24-35. The maximum loan amount is 300,000 yuan, but most qualified applicants are generally You can only apply for about 30,000 yuan. The monthly rate of Angel Loan supports consumer loan installments of 6, 12, and 24 installments.

The above is the answer.

I would like to ask what apps are available for credit card borrowing

There are many loan platforms on the market with different thresholds. If you have a credit card, it is recommended to choose an app for credit card borrowing. Click below The payment rate is relatively high.

There are several APPs for credit card borrowing:

1. Money Station: Real-name authentication and import of credit card statements are required, and it is best to have continuous card use records in the past six months. The limit will be relatively high;

2. Character Loan: 51 Credit Card Loan, the application threshold is low, you only need to be over 18 years old and have a credit card, the maximum limit is 100,000;

3. Dingdang Loan: Jiufu's credit card loan platform, with a maximum loan of 100,000 yuan and a relatively long term;

4. Jiakadai: You can apply if you have a credit card, the limit is between 3,000-30,000 yuan, the fastest is 2 It will arrive within hours, which is relatively reliable.