It is recommended to apply for a loan through formal channels:

The definition of Agricultural Bank of China Express Loan means that Agricultural Bank of China provides cash to individual customers of Agricultural Bank of China who meet specific conditions. Customers can apply for it quickly and quickly by themselves. Small consumer loans that are credited to the account, automatically approved, and self-service.

Application conditions:

1. Be at least 18 years old and not more than 60 years old, have the nationality of the People’s Republic of China, and have full capacity for civil conduct.

2. Hold legal and valid identity documents. ?

3. Be an electronic banking customer of our bank and hold a security certification tool issued by our bank. (Currently only supports second-generation K treasure customers).

4. Good credit status.

5. There is no unexpired “Network Loan” loan limit and no unsettled “Network Loan” loan balance.

6. Stable income and the ability to repay credit on schedule.

7. The purpose of the loan is reasonable, and the loan limit applied for on Jiedai is 3,000 yuan to 300,000 yuan. The loan limit is valid for 30 days. The borrower must use the loan within the validity period of the credit limit. The loan limit cannot be applied for on a recurring basis. , approval, and loan disbursement can be completed within a few minutes. Extended information:

The bank increases the installment limit of the credit card based on the credit card holder's credit status to meet the card holder's needs to purchase designated brand cars in installments at designated dealers. Cardholders only need to bear a certain handling fee to repay the car purchase amount in monthly installments, which is a new car loan model that fully reduces the repayment pressure.

Handling fee: You do not need to pay bank loan interest when purchasing a car in installments with a credit card, but you will need to bear a one-time handling fee. Handling fee = installment amount

Loan term: The maximum term for installment car purchases is generally 24 months.

Down payment: When purchasing a car by credit card installment payment, you generally need to pay a down payment of no less than 30% of the car price.

Limit: Each bank stipulates the loan amount for credit card installment car purchases. For example, China Construction Bank stipulates that the installment amount for car purchases ranges from 20,000 to 200,000. Baidu Encyclopedia-Credit Card Loans