What does CCB Long Card Joy mean?
Long Card JOY Credit Card simultaneously issues platinum-level credit cards of three brands: UnionPay, VISA and MasterCard, and has a student version (UnionPay brand gold card). It mainly includes three highlights:
First, it focuses on China Construction Bank’s “first platinum card for young customers”. Dragon Card JOY Card is a standard platinum card level product (the student version is a gold card). By effectively integrating the platinum platform rights of international card organizations such as UnionPay, VISA and MasterCard, it provides young customers with services covering overseas shopping, studying abroad, tourism, hotels and food. and other preferential benefits closely related to the life, leisure and entertainment of young customers, allowing customers to gain a "great value for money" card use experience.
The second is the optimal repayment plan. The Dragon Card JOY Card provides cardholders with a 5% minimum repayment ratio repayment plan, effectively easing the repayment pressure of young customers.
The third is to provide value-for-money event privileges. New customers can enjoy the benefits of the iQI Gold Membership Season Card immediately upon signing up. With three swipes of the card, they can get the qualification to exchange for a fashionable backpack at an ultra-low price. They can get up to 12,000 points as a reward for borrowing cash in advance. In addition, it also adds discounts from popular online merchants. Coupon activities have created highly attractive activity content tailored for young customers.
In addition, Longka JOY Credit Card also provides customers with two major value-added services. The first is the exclusive privileges of "hot purchase" merchants. Enjoy exclusive discounts from major shopping malls, well-known department stores, restaurants, hotels and other popular merchants across the country. The second is the Dragon Card security service. You can enjoy instant transaction SMS service for 3 yuan per month, and you can enjoy compensation protection of up to 50,000 yuan for fraudulent transactions at home and abroad.