What does the Bank of Communications Global Credit Card MasterCard Elite Edition look like?
Bank of Communications Global Credit Card is an overseas consumer chip card launched by Bank of Communications. It can be used overseas and enjoy global benefits. Bank of Communications Global Credit Card fully supports Mastercard Paywave or Visa Paywave overseas contactless payment. Payment can be completed in as fast as 0.5 seconds. It also supports USD accounting for any consumption and RMB repayment. The Universal Card is divided into elite and ordinary versions.
The product has the following advantages:
1. The two-in-one chip and magnetic stripe reduces the risk of counterfeit card theft Card categories
The security issue of overseas card swiping is always A major problem for card holders is that Global Card adopts the world's advanced EMV chip security control technology, has DDA (Dynamic Data Authentication) function, uses magnetic stripe chip dual media, and effectively upgrades the security factor, which can effectively reduce the risk of counterfeit cards.
2Supports small-amount contactless fast card payment
Supports the latest credit card payment method: contactless transactions. For small-amount payments, you can experience extremely fast transactions without passwords or signatures. Just shake the card to complete the payment. Users can experience fast and convenient contactless credit card transactions on devices that support "contactless payment", and small-amount payments are condensed to "second-speed" transactions - no need to enter passwords, no need to confirm signatures, and can be completed in just 0.5 seconds All payment procedures.
3. Currency conversion fee-free pricing strategy for any transaction
Supports consumption in all currencies and provides VISA Paywave/MasterCard Paypass contactless transactions. Global Credit Card Elite Edition users enjoy zero handling fee for any currency conversion from the moment they open the card; Basic Edition cardholders’ overseas non-USD transaction conversion handling fee is 1.75, which will be reduced to 1.5 starting from January next year.
4. The annual fee is waived in the first year, one offline POS is provided, and the annual fee is waived for the following year. Card service
The annual fee of the Global Card is waived in the first year, and offline POS is provided overseas in the same year. Make one purchase and get the annual fee waived for the next year. And it can automatically purchase foreign exchange on the billing day (enabled by default, you can also choose to turn it off), you can self-service foreign exchange purchase to achieve U.S. dollar repayment (before the billing day), and supports various existing repayment methods: automatic deduction, self-service repayment, U.S. dollar Cash repayment, etc.
5. Weekly swiping activities can share 10 times the points for overseas consumption
Global Card and ordinary Bank of Communications credit cards can share the weekly swiping activities, and enjoy 10 times the points for overseas consumption up to 500,000 points Points reward, discounts at famous stores around the world and an additional 5% discount. The basic version earns 7 points for every US dollar of overseas transactions, and the elite version earns 14 points for every US dollar of overseas transactions. Enjoy the "Ocean World" flight mileage plan, dining in points paradise, and full points consumption at some offline merchants.
How many types of Bank of Communications credit cards are there?
Bank of Communications credit cards include the following types:
Platinum Credit Card
Bank of Communications Platinum Credit Card provides you with a full range of business travel or family travel services, covering Exclusive services such as airport lounges, drunk driving, roadside assistance, high-cost comprehensive family travel insurance, etc. provide you with a platinum life experience.
Standard Credit Card
Bank of Communications Standard Credit Card provides complete credit card financial services, password signature, free choice, interest-free repayment period up to 56 days, and a "privileged life" ”, “Exclusive Advantages” and many other preferential plans allow you to enjoy the endless fun of swiping your card.
Y-POWER Credit Card
Y-POWER has two unique card surface designs: Force Black and Vibrant White, allowing you to choose your attitude and show off your excellence.
Hong Kong New World Department Store Credit Card
Bank of Communications Hong Kong New World Department Store Credit Card is a co-branded card jointly launched by Bank of Communications and Hong Kong New World Department Store, including gold cards and regular cards.
Bank of Communications Jinjiang Star Card
Bank of Communications Jinjiang Star Credit Card is jointly designed by Bank of Communications and Jinjiang Inn Hotel Co., Ltd. It is suitable for the majority of business travelers and families traveling independently. A credit card tailor-made for travel enthusiasts.
TESCO Credit Card
Bank of Communications joins hands with Tesco to present you the new Bank of Communications Tesco Credit Card.
Suning Appliance Credit Card
Bank of Communications Pacific Suning Appliance Credit Card is a joint credit card jointly issued by Bank of Communications and Suning Appliance***.
In addition, Bank of Communications credit cards also have the following card types: Bank of Communications Chengdu Credit Card, Shanghai Travel Credit Card, MORE Card, Business Card, Bank of Communications Installment Credit Card, Bailian OK Credit Card, Liqun Credit Card, Bank of Communications Pinghetang Credit Card, Jinling Lifestyle Credit Card, Bailian Oriental Credit Card, Kai Tai Department Store Credit Card, Aviation Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Auto Credit Card, Self-Mail Credit Card, BBK Credit Card, etc.
Bank of Communications Credit Card
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals for life and career, People who have pursuits, know how to enjoy, are more willing to struggle, and sometimes want to study, do business, research or travel abroad.
Bank of Communications Credit Card is also a group of people with high living standards and willing to try new consumption habits. " Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together both global and local advantages, with the theme of "Global Card for Chinese People", and advocates a new consumer culture and usage. Card experience provides preferential benefits and considerate services all over the world.
How many card surface styles are there for Bank of Communications's zodiac credit card?
Bank of Communications’ twelve zodiac credit cards have twelve card surface styles.
Recently, for consumption, Bank of Communications launched the zodiac credit card. We know that zodiac culture has a certain status in our country's traditional culture. There are a large number of poems, handicrafts, etc. depicting the images and symbolic meanings of the zodiac throughout the ages. This time, Bank of Communications has created a series of zodiac-themed credit cards. The card design has strong Chinese characteristics. With a card in hand, you can not only enjoy the benefits of Bank of Communications, but also enjoy the connotation of traditional Chinese zodiac culture.
This time, Bank of Communications’ twelve zodiac series themed credit cards are divided into free version and paid version. Both versions adopt the national trend design style. Among them, the free version of the card is mainly made of “ It is composed of classic design elements such as the words "Twelve Zodiac Signs" and the lotus symbolizing noble sentiments. Because it is designed in the national trend style, it also makes the card appear more culturally rich and has a beautiful meaning of good luck and auspiciousness. The paid version of the card embodies the zodiac culture, reshapes the zodiac image in the national trend and creates an exclusive card surface for the twelve zodiac signs, fully mobilizing the user's "zodiac sign identity". Of course, compared to the free version of the card, the paid version is more beautiful and can better arouse young people's sense of identification with Chinese culture.
So, how to get the zodiac credit card of Bank of Communications? In fact, it is very simple, just go to the Bank of Communications to collect it. So, what kind of benefits can these zodiac cards enjoy? First of all, after new users meet the consumption standards, they can use points to redeem gifts, such as PISEN power banks, backpacks, etc.; then, new and old users can participate in draws after spending with zodiac credit cards, and the prizes include Youku cards, Tencent video cards, and love cards. Qiyi Card, etc.; Finally, if you use this credit card for 6 transactions, and each transaction exceeds 18 yuan, you can receive one of three consumption gifts: domestic airport lounge access, teeth cleaning services, or five-star hotel afternoon tea present.
All in all, Bank of Communications’ Zodiac Credit Card is still worth buying.
How many card styles are there for the Bank of Communications Zodiac Credit Card?
There are 12 card surface styles, which are the twelve zodiac signs.
This time, Bank of Communications’ 12 zodiac series themed credit cards are divided into two types: free version and paid version, both of which adopt the national trend design style and have unique card surface patterns.
Among them, the free version of the card uses the four artistic characters of "Twelve Zodiac Signs", ancient art forms - couplets, cloud patterns, and lotus symbolizing noble sentiments, and other classic design elements, vividly and vividly integrated through the fashionable and individual national trend design. On the card, the beauty of culture and the beautiful meaning of good luck and auspiciousness are fully displayed.
The paid version embodies the cultural symbols of the zodiac, reshapes the image of the zodiac in the national trend and creates an exclusive card surface for the twelve zodiac signs, fully mobilizing the user's "zodiac sign identity". The card face is youthful and energetic, with warm colors, implying that young people are energetic and positive, and arouses the sense of identity of the youth group with traditional culture and characteristics of the times.
Extended information:
Notes
The credit card limit of Bank of Communications depends on two aspects, one is what level of card to choose, and the other is the applicant’s credit standing condition. The Bank of Communications has set credit limit ranges for different levels of credit cards. For example, the credit limit range of the Jinpu Card ranges from 2,000 to 50,000 yuan; the credit limit of the Platinum Card is subject to the specific review results.
The specific credit card limit will be evaluated by the bank based on the applicant's credit conditions from multiple aspects. Everyone's credit rating is different and the credit limit is different. As long as the qualifications are not too bad, the minimum approval limit is basically 10,000 yuan.
It should be noted that although the Bank of Communications credit card threshold is low, the risk control is relatively strict. If you want to successfully increase the limit, you must grasp the running-in period of the first 6 months of using the card. When swiping the card for consumption, the consumption type can be Be more diversified, such as home appliance consumption, catering consumption, supermarket shopping, etc., while ensuring a good repayment record.
What are the colors of Bank of Communications credit cards and what levels they indicate?
Bank of Communications credit cards have four levels:
General card is the lowest among credit card levels. Level, depending on the applicant's qualifications, the credit limit ranges from 0 to 10,000, usually not higher than 10,000 yuan.
The limit of a gold card will be slightly higher than that of a regular card. Generally, the bank will only grant a gold card at the discretion of the applicant if the applicant already holds a regular card and has a good card usage record. At present, the credit limit of my country's gold card is generally between 10,000 and 50,000 yuan.
Platinum card, also known as diamond card, is currently the highest-level card type among the credit cards issued by banks in my country. The approved credit limit is usually between 100,000 and 1 million.
The unlimited card is a special product targeted at high-end users by banks, allowing them to enjoy the supreme services and rights provided by the bank. The amount is consistent with its name, usually above one million or even unlimited.
Extended information:
Bank of Communications credit card business introduction:
Super network card application: September 30, 2013 to December 31, 2013, New customers who submit an application online through the Bank of Communications credit card website and have their main credit card successfully issued will receive a 100-yuan credit card bonus, and can also enjoy free express delivery and get the card as soon as the next day.
Haoxiangdai: A new credit card installment business launched by Bank of Communications, which provides bulk consumer credit support with a high exclusive limit (up to 150,000) and convenient service procedures. After signing up for Haoxiangdai, when the consumption reaches the set transaction starting amount, the system will automatically carry out installments. The repayment period is up to 24 months, and the maximum monthly handling fee is only 0.72.
The Reddest Friday: "The Reddest Friday" is a Bank of Communications credit card based on the rigid demand of urban groups for Friday consumption, and unites many merchants across the country to create a Friday credit card consumption rebate activity. The first credit card marketing brand in the industry that uses single-day consumption as its activity appeal.
Points Paradise: Points Paradise is also the points mall of Bank of Communications credit cards. Here, customers can redeem points or swipe their cards to purchase the goods they want. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards under their own names, which can greatly help customers reduce the waste of points.