Credit card (debit card) cumulative credit card (debit card) has no amount requirement. As long as the credit card (debit card) swipes the card successfully, the credit card (debit card) swipes the card cumulatively, even if the credit card (debit card) spends 1 yuan, it is also a cumulative swipe. For credit cards (debit cards) that reduce the annual fee by swiping the card (credit card) accumulated times, users can meet the conditions of reducing the annual fee without spending too much money. Of course, some high-end credit cards (debit cards) are difficult to charge, and these cards cannot be exempted from annual fees by swiping credit cards (debit cards).

If the user only wants to deduct the annual fee by swiping the credit card (debit card) times, the annual fee can be quickly reduced by completing a small amount of consumption in a short time.