The minimum repayment amount of Ping An Credit Card is 5% of the consumption amount. Only when the repayment amount in the first month is greater than or equal to the minimum repayment amount will the minimum repayment amount in the next month be automatically reduced from 10% to 5%. Therefore, the minimum repayment amount of Ping An Bank's credit card = consumption within the credit line * proportional coefficient (5% or 10%). The final repayment date of Ping An Bank's credit card is 18 after the billing date. When you are short of funds and have some pressure on repayment, you can choose the minimum repayment amount, which can reduce some repayment pressure and maintain a good credit. But you can't enjoy the interest-free period. Ping An Bank will charge interest every day before it is fully paid off.