I suggest that pure white households choose credit cards from CITIC, Guangfa and Bank of Communications, which are relatively easy to apply for, because the audit of state-owned banks will be more stringent. When applying, you should start with the universal card. If the card amount is low, don't sell it easily. You can accumulate personal credit accumulation in the future use process.

Like the normal procedure, you need to be 18 years old, have a stable and legal income source, and you can apply at bank outlets, counters and official website.

In the submission procedure, you need to submit your ID card, work certificate, income certificate and proof that you own a house and a car. Because the regulations of each bank are slightly different, these are just the basic points. Generally speaking, you can apply for a credit card in this way.