How about China Everbright CYTS credit card? Is it worth applying for?
China Everbright Cyts Credit Card is a travel credit card tailored by China Everbright Bank and China Youth Travel Holdings Co., Ltd. for travel enthusiasts. It provides cardholders with preferential services for purchasing travel products, which has attracted the attention of cardholders. Many card friends want to apply for this credit card, but I don't know if this card is good. Let's introduce you from two aspects whether the credit card of China Everbright CYTS is worth applying for.
-China Everbright CYTS credit card tariff standard
Annual fee:
1. Gold card 2 yuan/year (the first year is exempted, and the annual fee for the next year is exempted if the card is swiped for three times or the accumulated consumption is over 2, yuan);
2. Platinum card is RMB 2,/year, and the preferential period is RMB 1,188/year (5 yuan 1, points can be used to deduct the annual fee for the first year; 2, points will be deducted from the annual fee of the following year)
Credit limit:
The maximum amount of gold card is 5, yuan, the minimum amount of platinum card is 5, yuan, and the maximum amount is not more than 5, yuan.
Cash withdrawal limit:
When the credit card status is normal, the cash withdrawal limit = 5% of the credit limit, which is the excess deposit in the credit card account.
Interest-free period:
The interest-free repayment period of a credit card is 2 -5 days, depending on the consumption date and billing date.
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The special rights and interests of China Youth Travel Service Credit Card
China Youth Travel Service Everbright Co-branded Card enjoys all the basic functions and services of China Everbright Bank UnionPay Card. Gold card and platinum card customers who use the co-branded card to pay their full vehicle fare or more than 8% of the tour fare can receive travel accident insurance with a value of up to 1 million yuan and 5 million yuan respectively, which makes the whole journey more secure. Platinum credit card customers can get airport VIP lounge, road rescue, appointment registration, golf service and other rights and interests.
in addition, the cardholder can also participate in the travel sharing meeting held by CYTS Travel, have the rights of members' sales meeting, and introduce the exclusive explosions and special products of co-branded cards twice a year, and enjoy the discount of joint promotion activities with China Everbright Bank once or twice a year. There are more opportunities to get the qualification of CYTS to participate in activities such as study tour, medical examination and parent-child projects.
it is especially suitable for tourists and business people.
what are the advantages of BOC Zhejiang cts credit card products?
Advantages of BOC Zhejiang CTS credit card products:
1. Credit card discount: Cardholders can enjoy a 15% discount on the retail price of all CTS travel products, and the discount amount is capped in 8 yuan. This offer is not applicable to special offers and individual services, such as single air ticket, single car reservation, single room reservation, etc., and the above offers are not available for individual services.
2. Zero installment fee: swipe the BOC Zhejiang China Travel Service Credit Card Store to purchase the tourism products for the sixth installment with zero interest rate and zero handling fee (you can't enjoy the preferential activities by swiping the card).
3. Birthday care: BOC Zhejiang CTS credit card holders can enjoy a 93% discount (only for themselves) when they register for tourism products of CTS on their birthdays, and the discount amount will be capped in 8 yuan.
4. Enjoy a short trip: BOC Zhejiang CTS credit card holders can enjoy a free one-day trip around Ningbo organized by CTS every year (for themselves only).
5. Travel accident insurance: Credit card holders of BOC Zhejiang China Travel Service can enjoy a travel accident insurance presented by China Travel Service when they join a group tour.
6. Lectures and collecting opinions: BOC Zhejiang CTS credit card holders can enjoy various lectures and forums on financial management, Chinese studies, art appreciation, economy and finance organized by China Bank, and participate in various activities such as collecting opinions, fitness, photography and DIY organized by China Bank.
Activity Rules:
(1) The above activities are only available to cardholders of BOC Zhejiang CTS Credit Card UnionPay Gold Card.
(2) Credit card transactions must be conducted through the UnionPay card organization network, and other payment channels outside the above card organization (such as Alipay, Tenpay, online banking payment, express payment, etc.) are not allowed to participate in the activities.
(3) The local time when the merchant confirms the transaction (delivery) shall prevail for the transactions that occur through the UnionPay network. In case of bill splitting initiated by merchants, the actual transaction amount after bill splitting, that is, the transaction amount shown in the credit card statement of China Bank, shall prevail.
(4) If the cardholder fails to repay the debts under the credit card within the time limit during the activity, the payment of the credit card is stopped, or it is illegal, illegal, or violates the relevant credit card collection contract, the cardholder will no longer be eligible for such activities.
(5) Bank of China will, within the scope permitted by law, reserve the right to cancel this activity or revise the relevant terms (including but not limited to the activity time, content and rules, etc.) as required.
Tips: Preferential rights will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.
the above contents are for your reference. please refer to the actual business regulations.
when is the repayment date of China Travel Bank's credit card?
The repayment date of credit card is:
The repayment date of credit card is basically 2 days or 25 days after the billing date of credit card. If the billing date of credit card is set as the 5th of each month, the 2th day after the billing date of credit card is the final repayment date of credit card, that is, the 25th of that month.
although the repayment date of each month is fixed, the repayment date of each bank's credit card is different, so the actual repayment date of each person must be based on the requirements of the card-issuing bank.
how much is the annual credit card fee of China everbright cyts? Can I waive the annual fee?
when it comes to the fees that must be charged for credit cards, many cardholders will say the annual fee at first glance, that's right! However, different banks charge different annual fees for credit cards, and the same credit card is likely to have different annual fees, because the annual fees of credit cards have a great relationship with the card level. Some card friends said that they found a China Everbright CYTS credit card with good business interests in official website of China Everbright Bank, and they wanted to know what level this credit card is, how much the annual fee is, and whether it can be exempted from the annual fee. Let's learn about it together.
China everbright cyts credit card annual fee charging standard and annual fee-free policy
China everbright cyts credit card is an IC credit card issued by UnionPay and VISA to customers all over the country, which is divided into gold card and platinum card, with a validity period of 5 years, and the annual fee is implemented according to the existing annual fee standard.
1. Annual fee for gold card and card set:
2 yuan/year. The annual fee is free in the first year after activation ("the first year" is calculated according to the date of business card printing), and the annual fee is free in the following year if the consumption in that year (including online payment, excluding cash withdrawal) is over 3 times or the accumulated consumption is over 2 yuan, and so on.
2. Annual fee for Platinum Card and Card Set:
Annual fee for main card is 2, yuan/year, and annual fee for auxiliary card is 1 yuan/year. No annual fee is charged when the card is not activated, and it will be generated after the first consumption or cash withdrawal, and the annual fee will be charged on the same day every year.
From January 1, 218 to December 31, 219, you can enjoy the following preferential annual fee policies:
1. In the first year, the annual fee of the main card is 1188 yuan/year or deducted with 5 yuan 1, points; The annual fee for the supplementary card is 688 yuan/year or 2, points deducted;
the following year: the annual fee of the main card is 1188 yuan/year or deducted with 2, points; The annual fee for the supplementary card is 688 yuan/year or 2, points deducted.
This is the end of the introduction of CTS Bank Credit Card and CTS Bank Credit Card Customer Service Phone. Did you find the information you needed?