ABC's double-free account refers to "an account with reduced annual fee and small account management fee". If you don't have a "double-free account" in ABC (except credit card and VIP card), you can apply for annual fee and small account management fee reduction at any branch of ABC with your ID card and debit card (or passbook). The specific requirements are as follows:
1. Individual customers have only one unique account in China Agricultural Bank (excluding credit cards and VIP accounts). Since August 20 17/day, Agricultural Bank of China has taken the initiative to reduce the annual fee and small account management fee.
2. If an individual customer has an account that enjoys the policy of free annual fee and small account management fee, and there is another "wage account, pension account, minimum living guarantee account, medical insurance account, unemployment insurance account and housing provident fund account that has been signed by China Agricultural Bank", the existing free account and the above six types of accounts enjoy free annual fee and small account management fee.
3. Apply for a double-free account with a debit card under normal circumstances. If the annual fee and small account management fee have not been deducted before, they need to be returned. It is understood that banks such as Bank of Communications, Agricultural Bank and Industrial and Commercial Bank of China have started to implement this charging policy.
The Agricultural Bank of China said that its new charging standard can be summarized as "the charging items are only reduced but not increased, and the price standard is only reduced and not increased", and it will provide free accounts for every applicant, including enterprises. ICBC also provides accounts free of account management fees (including small account management fees) and annual fees for every customer, including enterprises, and reiterates that it will continue to bear all mortgage registration fees.
China Agricultural Bank debit card annual fee 10 yuan/year, of which six types of debit cards, such as payroll, pension, subsistence allowance, medical insurance, unemployment insurance and housing accumulation fund, are exempt from annual fees. The annual fee of debit card cannot be cancelled, but each customer is provided with a debit card account free of annual fee and small account management fee, and the cardholder can bring his/her ID card to any designated debit card account in the business outlets of Agricultural Bank of China.
Agricultural Bank of China is a large state-owned bank managed by the central government. Founded in 195 1, it is one of the major integrated financial service providers in China. The bank provides various products and services for corporate banking and retail banking, and also conducts financial market business and asset management business, covering investment banking, fund management, financial leasing, life insurance and other fields. And listed in China, Shanghai and Hongkong.