Legal analysis: If you do not repay the credit card installments, the impact will be more serious. If you fail to repay three installments, it is recommended to repay the money on time in the future, otherwise you will be pulled by the bank. If you are blacklisted, you will be sued by the bank if the situation is serious. The impact of non-repayment on credit cards: It will have an impact on future credit card applications and interest on future loan repayments; it will have an impact on the normal use of the credit card, which may be frozen and deactivated; if it is overdue more seriously, it will be blacklisted by the bank. The list will turn into a black account, and you will not be able to apply for loans in the future; it will have an impact on the loan quota for future loans to buy houses, cars, etc.; if you do not repay the money you owe, you are likely to be sued by the bank.

Legal basis: Article 11 of the "Public Security Administration Punishment Law of the People's Republic of China": Drugs, obscene materials and other contraband seized in handling public security cases, gambling equipment, gambling funds, smoking and injecting drugs Utensils and personal tools directly used to commit violations of public security management shall be confiscated and dealt with in accordance with regulations. Property obtained from violation of public security management shall be recovered and returned to the person who has been violated; if there is no victim, the property shall be registered and publicly auctioned or disposed of in accordance with relevant national regulations, and the proceeds shall be turned over to the state treasury.