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There is a Quick Pass on the savings card of Ping An Bank. What is it used for? How do I cancel the Quick Pass function on the ordinary card of Ping An Bank?

QuickPass is one of China UnionPay’s industrial brands, marking UnionPay’s contactless payment products. It is used in payment applications such as PBOC2.0 contactless IC cards and has the characteristics of fast small-amount payments. Users purchase goods or services, confirm the corresponding amount, use a financial IC card with "Quick Pass" function or UnionPay mobile payment product, and quickly complete the process with a single wave on a contactless payment terminal that supports UnionPay "Quick Pass" Pay.

Generally speaking, if the single amount does not exceed 1,000 yuan, there is no need to enter a password or signature. Contactless "Quick Pass" terminals mainly cover daily small-amount quick payment merchants, including supermarkets, convenience stores, department stores, pharmacies, fast food chains and other retail establishments, as well as public places such as wet markets, parking lots, gas stations, and tourist attractions. service areas. Cancel at the bank.

Extended information:

Financial IC card standards, UnionPay Mobile QuickPass products are based on international EMV standards and national financial standards, and their security mechanisms and protection scope cover card issuance and transactions the whole life cycle. In addition, the two-way authentication mechanism with financial transaction acceptance equipment determines that only certified network access equipment can correctly accept Cloud QuickPass transactions.

Quick Pass products provide credit card repayment, convenient bill payment, online shopping and other services, and can be used to "pay as you go" on more than 900,000 terminals across the country that support contactless payment. As UnionPay gradually builds 100 near-field payment service business districts in 50 cities across the country, UnionPay QuickPass payments will become more convenient and easier.

Baidu Encyclopedia-Quick Pass