Under normal circumstances, no one other than the applicant can apply for a credit card. When applying for a credit card in accordance with the bank's regulations, the applicant needs to have good credit, comply with the bank's regulations, and sign in person before the application can be processed. If the applicant does not appear in person, the application will generally not be approved ( Under special circumstances, the applicant needs to issue a notarized power of attorney to entrust others to handle the application, but the bank's review and decision is required). Please refer to the following conditions for applying for a credit card:

Credit card application conditions

Must be at least 18 years old , and Chinese nationals, foreigners permanently residing in the country and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, legal and stable sources of income and good credit standing can apply for a China Merchants Bank credit card from the card issuer with their valid identity documents.

The materials that need to be provided are as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copy of certificate;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal ), or a copy of the work permit/plate;

3. Proof of financial resources: it can be a salary record issued by a bank, or an income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates /Copy of car driving license/bank time deposit certificate) and other materials that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc.