1. All the bills of the credit card have been paid, and there are no other fees (such as annual fees) that are overdue or unpaid. There is no extra deposit in the credit card. If there is extra cash in the credit card, you need to withdraw it in advance. 3. Banks support credit card holders to apply for account cancellation.
If the above three points are met, you can cancel your credit card in the following ways:
1. Bank outlets
You can cancel your credit card directly at the outlet of China Everbright Bank, take your credit card and ID card to cancel, and go to the outlet to handle it.
If the cardholder accidentally loses his credit card, he usually needs to issue a certificate and reissue the original credit card before going through the cancellation procedures.
2. Call cancellation
You can call the customer service hotline of China Everbright Bank at 95595 or 4007-888-888, and then enter the corresponding number keys according to the voice prompts to operate. Or enter the number key "0" to turn to manual service, and complete the credit card cancellation with the help of the staff. This makes it easier and faster to cancel the credit card.
Please keep the instructions for credit card cancellation of China Everbright Bank:
1. In general, users who hold the main credit card can apply for cancellation of the main credit card or specially designated credit supplementary card. After the main card is cancelled, the supplementary cards can be cancelled together.
2. To cancel the credit card account, you must first repay the overdraft fee, interest, handling fee and other expenses in time.
3. When the cardholder applies for canceling the credit card, he should ensure that the credit card is carried with him.
4. When applying for cancellation of Everbright Credit Card, if there is overpayment in the card, you need to take out the overpayment before applying. Overpayment of credit card of China Everbright Bank cannot be transferred to savings card, but can be withdrawn through ATM or counter. The transaction amount is charged at 1%, and the upper limit is 3 yuan/transaction, 200 yuan.