Bank of China and other credit lines 2 themselves will be more conservative and have low credit.

If the card is not opened, it is very difficult to apply for an increase in the quota.

Of course, you need a credit card to use it, so that you can determine your consumption level and credit and so on from the use.

It is suggested to try another joint-stock commercial bank. You don't have to use a card to get a card. Bank of Communications can also, it is easy to apply for approval, and the quota should be better.