Why do I keep receiving card application emails from the credit card center?

If you have never applied for a China Merchants Bank credit card and have not provided email information, You cannot receive emails from China Merchants Bank. If this happens, there are two main possibilities:

1. Other customers have applied for China Merchants Bank’s credit cards, but they have retained your email information. , so I received an email from China Merchants Bank, which will not have any impact.

2. Information leakage. If a third-party website steals information and then sends advertisements or emails, you can go to the local People's Bank of China to check whether your information has been leaked. Do not open any website in the email easily

Do not connect to WiFi in public places at will, let alone use such wireless networks for online shopping and other activities. If it is really necessary, it is best to use the 3G or 4G network of your mobile phone.

Security software needs to be installed on mobile phones and computers, and scanning for Trojan programs should be performed at least once a day, especially before using important account passwords. Conduct virus scans regularly every week, and update security software in a timely manner.

Don’t install software from unknown sources. When using a smartphone, don’t modify the system files on the phone, and don’t participate in online activities where you can get freebies by registering your information.

Set a high-security password. It is best to set different passwords for different websites. It is best to change the payment password for online banking and online shopping regularly.

Try not to use the "remember password" mode and pay attention to personal usage records after surfing the Internet.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).

On May 25, 2021, the Supreme People’s Court issued and implemented the “Regulations of the Supreme People’s Court on Several Issues Concerning the Trial of Bank Card Civil Cases”

How to fill in the email address when applying for a credit card

Applying for a credit card email address is to fill in the applicant's own email address, which is generally used to receive credit card bills, etc. The email format is, username@emaildomain name.COM. The prefix account number can be English letters or numbers, or a combination of English and numbers. Many people apply for credit cards and are rejected because the email address format is incorrect. Therefore, you should pay attention to the following points when applying for a credit card email address:

1. You can fill in your personal QQ email address or 163 email address. 126 mailbox and other commonly used email addresses.

2. The email address should follow the format of username@domain name, without extra spaces or separators.

3. The input method must use half-width English mode.

4. Don’t fill in the email user ID incorrectly.

Method Steps

1. Nowadays, many companies still like to use emails to send official letters or exchange letters, but many friends do not know what an email address is. Something, today I will introduce this email address to you.

2. The literal meaning of e-mail is to create a new one through electronic transmission. The e-mail is the ID card of each user. Through this ID, other users can send you emails, and you can also use this Send an ID card to let others know who you are.

3. This email is a letter sent through an email box. It is basically the same as an ordinary email, except that this email will only exist on the network, and the transmission speed is faster than traditional email transmission. Much more.

4. Nowadays, there are all kinds of email addresses. Different operators have different email addresses, but generally there is a fixed format, (customized content)@(operator).com , that's it. For example, our qq mailbox is 123456@qq.com.

E-mail is a communication method that uses electronic means to exchange information. It is the most widely used service on the Internet. Through the network's email system, users can contact network users in any corner of the world at a very low price and very quickly. E-mails can be in various forms such as text, images, sounds, etc. At the same time, users can get a large number of free news and special mailboxes, and realize easy information search. The existence of email has greatly facilitated communication between people and promoted the development of society.

How to register an email address:

1. To register an email address, you must first enter the email registration page. After opening the email address you want to register, you can choose to click "Register" on the right side of the homepage. Free Email" option, and then you can enter the email registration page. Then fill in the email name according to the prompts on the page. The email name can be composed of lowercase English letters from a to z, numbers from 0 to 9, and underscores. The length is 4 to 16 characters. Numbers alone cannot be used as the email name.

2. After filling in the email name, you need to fill in personal information, such as passwords. The email password can use any combination of English letters and numbers, with a length of 6-16 characters, and English letters are case-sensitive. , and it should be noted that once the certificate information is filled in, it cannot be changed.

How to fill in the email address when applying for a credit card online?

Apply for a credit card online and fill in your usual email address.

The following procedures are required to apply for a credit card:

①Personal ID card;

②Proof of unit income;

③ Bank statements for the past six months;

④Proof of personal property;

⑤Other information required by the bank.

The process of applying for a credit card (credit card):

① Log in to the official website to apply for a credit card and submit relevant information;

② Submit the required documents to the bank to apply for a credit card Information;

③ Fill out a credit card application;

④ Wait for approval and the bank will send the credit card.

Note: Credit cards applied for online require an interview before the card is issued.

How long does it take for a postal credit card to be mailed

Generally speaking, if the credit card is sent by registered mail, it will take about two weeks to receive it. If the credit card is sent by EMS, it can be received nationwide in three or four days. The mailing time in this province is within two days. If you are abroad, it can be delivered in about ten days. After the credit card is sent, the Postal Bank Credit Card Center will notify the applicant via SMS. Applicants can also check the delivery progress through self-service through "Application Progress Query" in the "Credit Card" interface on the homepage of China Post's official website.

1. How to mail credit cards

1. Most credit cards are sent by registered mail by default, and a few are sent by EMS. Credit card applicants can also apply for express delivery at their own expense!

2. After the credit card is approved, it needs to be printed. It usually takes about 1-2 working days.

When the card is issued, you will be notified in the form of a text message:

3. If it is sent by registered mail, it will be received in about 7-15 days;

4. If it is sent by EMS, it will be received nationwide within 3- 4 days, 2 days in this province, 7-10 days abroad (countries that have signed a peace agreement with China);

5. After receiving the bank SMS notification, you can check the delivery progress through the postal official website number;

The above is calculated based on the bank’s sending time, excluding card production time and other times.

2. What are the taboos on using credit cards?

Tag: Credit card credit Zhang Fang 2018-10-2215:25:57

Credit cards are financial products issued by banks for cardholders’ consumption and overdrafts. When using a credit card, cardholders have some taboos that should not be touched:

1. Lending the credit card to others;

2. Disclosing credit card information, such as security code, expiration date, etc.;

3. Overdue credit card;

4.;

5. Use credit card to invest;

6. Find someone to return the credit card at will;

7. Open secret free payment;

8. Regular installments, cash withdrawals and minimum repayments.

My mailbox always receives emails about credit card approval from various banks. What’s going on?

My mailbox always receives emails about credit card approval from various banks. Reasons:

Recently, my mailbox has been receiving invitations to apply for credit cards from major banks. It may be that the information has been leaked. Banks also have their own channels to promote their business, such as sending out promotional emails in full through email service providers. Check clearly which bank the email is from. Just call the manual customer service to report the problem and cancel the bound email address.

Furthermore, it is normal for various mailboxes to receive various kinds of mails. Spam mails are just like text messages and mass messages. They are not sent to you and are not sent to your own mailbox. You can receive them. Others can also receive this type of spam that you don't like. In fact, you can completely block it. Each mailbox setting has buttons to block the email, reject this type of email, etc.

In addition, if you have not applied for a China Merchants Bank credit card, it is because someone else filled in your email address incorrectly when setting up the email address for receiving credit card statements, so you will receive someone else's email address. Others cannot receive the bill. And if you have not provided email information, you will not be able to receive emails from China Merchants Bank. If this happens, there are two main possibilities:

1. Another customer has applied for a credit card from China Merchants Bank. But what is left is your email information, so it will not have any impact if you receive an email from China Merchants Bank.

2. Information leakage: third-party websites steal information and then send advertisements or emails. You can go to the local People's Bank of China to check whether your information has been leaked. Do not easily open any website in the email.

: There are currently two channels for credit card application, offline channels and online channels. Offline channels are generally through bank counters, or the bank's credit card promotion specialists or third-party agencies that cooperate with credit card promotion specialists. Online channels are generally divided into bank credit card official websites and third-party promotion agencies. The bank will not approve the card. For intermediaries, it is just one less bonus and has no impact. However, the credit report of customers who click in to apply will be checked once. I once saw a friend like this who wasted his credit score because he randomly clicked on credit card application links in text messages.

This is the end of the introduction to credit card emails and credit card limit increases. I wonder if you found the information you need?