Overdue ICBC credit cards will be frozen within a period of time from the final repayment date.

Specifically, how long an ICBC credit card will be frozen after it is overdue can be explained from the following points:

1. A period of time after the final repayment date: Generally speaking, credit cards The last repayment date is the deadline set by the bank for customers to repay. If the customer fails to repay on time after the final repayment date, the bank will freeze the credit card within a period of time after the final repayment date.

2. Specific freezing period: The specific freezing period of ICBC credit card may vary depending on individual circumstances, but generally it will last from a few days to several months. During this period, cardholders will not be able to use their credit cards for purchases, cash withdrawals and other operations.

3. Freeze release conditions: After the freeze period ends, the cardholder needs to pay off the overdue amount in time and pay the corresponding late fees or penalty interest. Only after repayment is made in accordance with bank regulations can the freeze on the credit card be released. .

To sum up, overdue ICBC credit cards will be frozen for a period of time after the final repayment date. The exact length of a freeze varies depending on individual circumstances, but it usually lasts from a few days to a few months. To lift the frozen status, you need to pay off the overdue amount in time and pay the corresponding late payment fees or penalty interest.

Extended information:

Late repayment will have a negative impact on the credit card user's personal credit record, which may lead to a decline in credit rating and affect the individual's credit ability. In addition, if the loan is not repaid for a long time, the bank may take further legal action, such as filing a lawsuit in court to apply for enforcement.

Nevertheless, be sure to follow a reasonable repayment plan when using a credit card to ensure on-time repayments and avoid overdue payments, thereby maintaining a good credit record and personal credit rating.

The above is the answer to how long it will take for an ICBC credit card to be frozen if it is overdue. I hope it will be helpful to you. If you have more questions, it is recommended to directly consult the relevant staff of ICBC to obtain accurate information.