According to the inquiry of CITIC Bank official website, CITIC Bank Platinum Credit Card can be divided into two types: distinguished card and elite card. The annual fee for the main card of the distinguished card is 2000 yuan, the annual fee for the supplementary card of the distinguished card is 1 000 yuan, the annual fee for the main card of the elite card is 480 yuan, and the annual fee for the supplementary card of the elite card is 240 yuan. In the first year, there is no other way but to ask the account manager to write an exemption application. Starting from the second year, credit card points can be exchanged for annual fees. CITIC Bank does not need to pay an annual fee if it does not open a credit card. However, the money you save can only be consumed and cannot be withdrawn. There will be a high handling fee for withdrawing cash.

Citic Bank was established in 1987, which was one of the earliest emerging commercial banks in China during the reform and opening up period, with assets of 8.55 trillion yuan in 2022. It is the first commercial bank in China to participate in domestic and overseas financial market financing. In April 2007, A+H shares were listed on both the Shanghai Stock Exchange and the Hong Kong Stock Exchange.