An important difference between ordinary savings cards and credit cards is that the credit card is printed with the expiration date. The usual format is: ValidFrom 12/08, and the expiration date is12/1. This credit card is valid from February 20, 2008 to 65438/165438+February. There are other representations, such as: ValidDates, MemberSince, ExpiresEnd ... and so on. Chinese logos are rare, but they all have the same meaning, that is, the expiration date.
For cardholders who don't know English, what is the validity period of a credit card? Look for numbers with "/"on the front of the card, such as 10/07, 10/ 10. Such figures are easy to make people wonder, which is the month and which is the year? Remember, credit cards are imported, and the date is also in accordance with the habits of foreigners, that is, the month comes before and the year comes after. Then, the above figures indicate the dates of June 5438+00 and June 5438+00 of 20 10, 2007. The younger year is the date of issuing the card, and the older one is the validity period of the credit card. In China, credit cards issued by card-issuing banks are generally valid for three years.
When you pay by credit card when shopping online, you will be asked to fill in the validity period of the credit card. In addition, our cardholders don't have to care too much about this validity period, and they don't have to worry too much about the invalidation of credit cards. Before the expiration, the bank will mail the new card to our billing address, and the new card will be valid for three years. For cardholders who are about to expire and have to go out to use their credit cards for a long time, they can call the credit card center of the issuing bank in advance to discuss the card replacement in advance. Generally speaking, there is no charge. After the credit card expires, the arrears still exist. If you don't receive a new card when it expires, please bring your personal certificate to the bank to repay it on time. The new card completely replaced the old card from the moment it was activated, and the old card was invalid.