How about CITIC Xiaoyao Card visa

Not bad.

Conditions for applying for a credit card:

1. Be at least 18 years old and have full capacity for civil conduct;

2. Have a good credit record;

3. Applicants can apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.

Application materials for credit card:

1. Identification materials: copy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial proof: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

credit card application method:

1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate and submit it to the bank for review by the bank's background audit department.

2. online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering the login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.

how about all-currency credit card of China CITIC Bank? How's it going?

The frequent activities of CITIC Bank indicate that it will be easier to apply for a credit card. The continuous preferential activities are spending and attracting cards, so the credit card review is naturally not so strict. Today, let's briefly evaluate CITIC Bank's All-Currency Credit Card.

Comments: A full-currency card of CITIC, with VISASignature level, is second only to infinite existence beyond platinum in VISA official website, with favorable treatment, such as free room upgrade and early delivery for IHG. Please click here for details. Citic's flight delay insurance has always been a very powerful right, plus 3 times points, cash back, and the cost performance of this card is outstanding. The local tyrant sitting next to me has been loudly praising the design of this card as very B-grid, and is ready to apply online.

can citic VISA be used in China? Use will be limited!

Signature credit cards, all of which have the same characteristics, are single-currency cards with the VISA logo, while the credit cards that people often use in China are all with the UnionPay logo. Then, can these VISA credit cards of CITIC Bank be used in China? On this issue, I will introduce it to you.

can China citic bank VISA be used in China?

first of all, we need to understand the usage of VISA credit card. Generally, VISA credit card takes the single channel of VISA. If you swipe your card, you can only swipe the POS machine with the VISA logo, while the common POS machines in China are all single channel of UnionPay. Therefore, VISA card swiping in China is limited, but it is not impossible.

as long as you can find a POS machine that can swipe the VISA channel, you can swipe it, but this kind of POS machine is only available in Starbucks and four-star hotels, and foreign supermarket chains may have it (such as Testco, AEON), but it is difficult to find this kind of POS machine in other places.

However, even if you can't swipe the POS machine, you can still use the VISA card for online shopping, that is, online transactions through MasterCard network channels, such as some Haitao websites and Amazon.

the above is "can citic VISA card be used in China?" Related introduction of. In short, CITIC VISA Credit Card can also be used in China, but there are restrictions on its use, so it is not very recommended to swipe this VISA card in China. If it is really necessary to swipe it in China, it is best to conduct transactions online through MasterCard network channels, such as Haitao, which can enjoy currency conversion fee.

what does the visa credit card of citic bank mean?

the visa credit card of citic bank refers to the visa credit card issued by citic bank. Visa credit card is one of the international credit cards, and it is a credit card jointly issued by banks and visa international organizations.

if the visa logo is printed on the credit card, it can be used by merchants who cooperate with visa all over the world. In fact, just as all bank cards in China have the UnionPay logo, UnionPay only covers China.

a credit card with the visa logo can carry out dual currency for one card, including RMB and USD, and it will also provide members with various products and services.

visa credit cards are classified as follows:

1. Puka: it is used for daily shopping, hotel reservation and is the most recognized by merchants all over the world.

2. Gold card: Enjoy privileges such as a credit line exceeding 5, US dollars, travel accident insurance, and 24-hour free telephone support.

3. Platinum Card: It has the privileges of high credit limit (far exceeding $5,), travel accident insurance of $5, and travel reception service.

4. Unlimited card: few people own it, and there is no payment limit.

What are the differences among the three VISA credit cards of CITIC Bank? Is there an annual fee?

There are annual fees for three types of VISA credit cards of CITIC Bank, and the differences are as follows:

1. Annual fees for credit cards of CITIC Bank (charging standard):

1. Ordinary cards of CITIC Credit Card: the annual fee for the main card is RMB 1 yuan, and the annual fee for the supplementary card is RMB 5 yuan;

2. CITIC Credit Card Gold Card: the annual fee for the main card of dual-currency card is RMB 3 yuan, the single-currency card is RMB 2 yuan, the supplementary card of dual-currency card is RMB 15 yuan, and the supplementary card of single-currency card is RMB 1 yuan;

3. CITIC Platinum Credit Card: the annual fee for the main card of the distinguished card is RMB 2,, the annual fee for the supplementary card of the distinguished card is RMB 1 yuan, the annual fee for the main card of the elite card is RMB 48 yuan and the annual fee for the supplementary card of the elite card is RMB 24 yuan.

2. Credit card annual fee exemption policy of CITIC Bank:

1. Credit card of CITIC Bank can be exempted from the annual fee of the current year if it is swiped once within one month, and the annual fee of the next year can be exempted if it is swiped five times within one year;

2. There is no annual fee-free policy for the Platinum Card of CITIC Bank. The annual fee must be paid in the first year, and the credit card points can be exchanged for the annual fee in the second year.

Extended reading

CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct unified management, centralized operation and independent accounting of credit card business. It belongs to the first-level department of CITIC Bank Head Office and is the national headquarters of credit card business of CITIC Bank.

since the official issuance of CITIC Bank's credit card at the end of 23, especially in the past four years since 26, it has been closely focused on the strategic goal of "building a world-class credit card center", taking "acquiring basic retail customers, establishing CITIC's retail brand, becoming the profit growth point of CITIC Bank, and building a mid-to high-end customer service system" as its business orientation, and firmly grasping the three major graspers of "building a brand, building a platform and creating management". Promote the coordinated development of business efficiency, quality and scale, strive to cultivate business characteristics and management advantages, enter a new stage of sustainable profit development, and become an important force to promote the development of credit card industry in China.

By the end of 29, the cumulative number of credit cards issued by China CITIC Bank Credit Card Center had exceeded 9.3 million, with an annual transaction volume of nearly 8 billion yuan. The total number of employees was about 5,, with an average age of 27, accounting for 88% of the total. After sound and rapid development in recent years, the market share of CITIC Bank's credit card center has steadily increased. The card issuance scale and outstanding loan balance rank among the top three among small and medium-sized commercial banks, and it has become a credit card center in China that has entered the profit cycle with the shortest time and the least capital investment. The proportion of non-performing loans and the loss rate are at a low level among peers. In addition, the back-office operation system with customer service capacity building as the core, the sales system with regional marketing service center building as the core, and the business operation system with profitability building as the core have initially formed the core competitiveness with the characteristics of CITIC Bank and become one of the most competitive credit card centers of joint-stock commercial banks.

the credit card center of citic bank has always adhered to the concept of service creating value, which has formed a wide influence among the industry and customers. it has won many industry awards such as the best call center in the Asia-Pacific region, the most popular credit card brand for women, the best business travel credit card, and the Harvard Business Review Management Action Award.

let's stop here for the introduction of citic visa credit card.