The credit card has been fully charged as soon as it is activated. It does not matter if it happens once in a while. If it happens frequently, the bank will suspect cashing out and the credit card will be subject to risk control.

The following behaviors will be suspected by the bank of cashing out:

1. Frequently swiping the card in a single transaction and swiping the entire limit at once. Although banks encourage cardholders to spend more, multiple consumption means that cardholders swipe their cards more times and in more scenarios, and it does not mean that they spend a large amount in a single time. For example, if a cardholder only swipes the card once a month and the entire limit is swiped at once, the bank will think that the cardholder is suspected of cashing out. If the number of times is too many, the bank is likely to reduce the credit card limit, or even Block the card directly.

2. Frequently spend large amounts of money at the same merchant. Cardholders who often make large purchases at the same merchant are easily targeted by banks. Nowadays, POS machines are generally used to cash out credit cards. Of course, banks are also very aware of this. If the cardholder often makes large purchases at the same merchant at the same POS machine, If you swipe the card, the bank will think that the cardholder has deliberately cashed out.

3. Some shops will provide cash-out services. For example, some convenience stores will help people cash out and charge a certain handling fee. These convenience stores that provide cash-out services will also be targeted by banks. If cardholders often make large purchases with their cards at such stores without knowing it, banks will think that the cardholders are extremely high-risk customers and are suspected of cash-out. .