1. Different limits: The limit of platinum credit card is more than 50,000, while the limit of China Merchants Bank ordinary credit card is less than 10,000.

2. Different users: Platinum cards target high-income groups, who have strong social influence and pursue high-quality life. China Merchants Bank's ordinary credit card is used by low-income people and middle-income people.

3. Different annual fees: CMB Platinum Installment Credit Card is free for the first year, and the annual fee for the following year will be waived if you use it three times. The annual fee for China Merchants Bank’s ordinary credit cards is not free.

Extended information:

Benefits for users of using Platinum Installment Card:

1. Can be redeemed for miles: CMB Platinum Installment Card can be redeemed for miles with points. Cardholders can start redeeming miles 12 months after activating their credit card.

2. There are many benefits: Users using the CMB Platinum Installment Card can enjoy airport VIP lounge services, golf driving range services, physical examinations and teeth cleaning services, etc.

3. High credit limit: As a platinum card, even if it is an installment platinum card, it will easily give you a credit limit of tens of thousands. The bank hopes that cardholders can spend more, so that the benefits brought by installments will be relatively high. considerable.

Baidu Encyclopedia - China Merchants Bank Platinum Credit Card

Baidu Encyclopedia - China Merchants Bank Credit Card