Face recognition is not required to apply for a credit card now. When signing online, the staff will review whether the user's appearance matches the photo on the ID card. As for applying for online loans, facial recognition is required because online loans are not reviewed by offline institutions in person. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can ...