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Is agricultural bank credit card free of annual fee?
Agricultural Bank of China credit cards generally have an annual fee, but there is an annual fee reduction policy, as follows:

1, the ordinary personal gold card/ordinary card is exempt from the annual fee for the first year, and the annual fee for the next year can be exempted after swiping the card five times (the main card and the auxiliary card are accumulated separately). Gold card and ordinary card customers who do not meet the number of swipes can exchange 5000 points and 3000 points in their accounts for the annual fees of the main card and the auxiliary card respectively.

2. Products such as airline co-branded cards and An Baili Unicom co-branded cards that are automatically converted into mileage (points) of cooperative airlines do not enjoy the annual fee policy for point conversion.

3. Premium Platinum Card: The collector's edition customers can exchange 150000 points for the annual fees of the main card and supplementary card; The refined version swipes the card for 30 times without the annual fee of the following year (the main card and the auxiliary card are accumulated separately). Customers who fail to swipe their cards can exchange 50,000 points for the annual fees of the main card and the auxiliary card.

4. Small platinum series products: Small platinum series products are exempt from the annual fee in the first year, and the annual fee in the next year is exempted by swiping the card 12 times (the main card and the supplementary card are accumulated separately). Customers who fail to swipe their cards can exchange 50,000 points in their accounts for the annual fees of the main card and the supplementary card.