Around April this year, the central bank issued the draft Administrative Measures for Online Payment Services of Payment Institutions and the draft Guiding Opinions on the Development of Mobile Payment Services to a number of institutions for comments. It is pointed out in the opinion that the bill transfer of individual payment account does not exceed 1 ,000 yuan, and the annual cumulative amount does not exceed 1 ,000 yuan; Individual single consumption does not exceed 5000 yuan, and monthly cumulative consumption does not exceed 1 000 yuan. This means that in the future, when people use Yu 'ebao, they can only transfer 6.5438+0 million yuan each year.