1. Appropriate installment: Appropriate installment can make the bank earn interest and help to increase the quota.
2. Submit proof of financial resources: applying for cash withdrawal refers to taking out all proof of assets, such as income certificate, bank deposit certificate, property certificate, vehicle production certificate and so on.
3. Maintain a certain amount of credit card: Try to maintain a certain amount of credit card every month, and ensure full repayment within the specified time.
Extended information Huaxia bank credit card charging standard
Annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year.
Cash withdrawal fee: 1% of the transaction amount, the lowest fee in 5 yuan and the lowest fee abroad 15 yuan or USD 2.
Maximum interest-free period: 5 1 day.
Multi-account management: quota sharing
Online payment: Not supported for the time being (dual-currency cards can be paid through foreign card channels on some websites).
Installment business: you can choose high-value consumer transactions without statement (the amount of a single transaction is not less than RMB, 500 yuan RMB or equivalent foreign currency), and call Huaxia Bank Credit Card Center to apply at any time, and you can enjoy zero interest and zero handling fee for installment payment for up to 6 months.
The maximum amount that titanium cardholders can enjoy is 65,438+05,000 yuan, gold cardholders can enjoy 65,438+00,000 yuan and ordinary cardholders can enjoy 5,000 yuan.
Billing date: each cardholder's billing date is different, and your billing date of each period will be listed on the statement. You can adjust the bill according to your income and salary payment date, but you can only change it once a year.
Card types: Puka (RMB 2,000-20,000), Gold Card (RMB 5,000-50,000) and Titanium Card (RMB 200,000-RMB 200,000).
Currency: RMB, RMB/USD
Annual fee standard
The annual fee for the main card of Huaxia Titanium Card is RMB 300 yuan/card/year, and the supplementary card of Huaxia Titanium Card is RMB 150 yuan/card/year;
Huaxia Bank Credit Card Gold Card Master Card: RMB 160 yuan/Card/Year; Gold card 80 yuan/card/year;
Huaxia Puka master card: 80 yuan/card/year, Puka subsidiary card 50 yuan/card/year;
Huaxia Bank Corporate Card Gold Card: 300 yuan/card/year, Puka: 150 yuan/card/year.
Baidu Encyclopedia-Huaxia Bank Credit Card