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How should one spouse apply for a credit card after obtaining the real estate certificate?

Hello, if you are referring to how to use the real estate certificate to apply for a credit card.

If you apply for a China Merchants Bank credit card, the real estate certificate can be used as proof of financial resources to apply for the credit card.

The most important conditions for applying for a China Merchants Bank credit card are to be aged 18-60 years old and have a stable job and income. The necessary application documents are a copy of the identity certificate and a work certificate. If you can provide other financial support documents, It will help us better understand your personal situation and determine your credit limit. Detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;

3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

Generally, the fixed limit range for regular cards is ¥1,000-¥10,000 yuan, and the fixed limit range for gold cards is ¥10,000-¥50,000 yuan. The specific limit is based on the audit results. allow.