1.

18 (inclusive) -70 (inclusive) a natural person with full capacity for civil conduct; 2.

High-quality customers with good credit, such as payroll customers who meet the requirements of ICBC; 3.

ICBC debit card (or passbook) or credit card holder. It should also be noted that if you use a debit card (or passbook) to spend money and apply for an easy loan, the balance of your own funds in the payment account must not be less than the amount of the consumption transaction before completing the consumption transaction. In other words, if you buy 900 items with a debit card, your debit card amount must be greater than 900. I hope I can solve your problem.