Whatever you submit, the repayment period and the minimum repayment amount are stipulated by the bank according to the credit limit, and they are written in the contract. At present, all banks charge interest according to the Administrative Measures for Bank Card Business implemented by the Central Bank in March 1999+0. "The interest is five ten thousandths of a day, which means the annual interest rate is 18.25%.

Banks give cardholders a certain credit line, so that everyone can enjoy the happiness brought by early consumption. However, cardholders should not get carried away, maliciously overdraw or spend indiscriminately. Because the credit card is maliciously overdrawn, it will leave a bad credit record in the issuing bank, which will affect the personal credit of the cardholder. Credit is a person's business card in contemporary society, and credit is very important to a person.