1. If the computer hour is 6999 yuan and the limit is 5000 yuan, then deposit 2000 yuan in cash. When buying a computer, choose two credit cards, one for 2000 yuan and the other for 4999 yuan. 4999 yuan can be divided into stages.
2. Call the bank customer service or visit the bank website to increase the temporary credit limit. Tell the customer service that you want to buy things in installments, and the customer service will be happy to raise the amount for you. After all, you are in stages, and banks can charge fees. But I want to remind you that the temporary limit must be repaid on the next billing date 100%, and you cannot enjoy the repayment amount.
3. Increase the quota. This applies to situations where there is no hurry. Credit cards must be used for more than half a year to increase the fixed amount. Good consumption habits, repayment habits, no bad credit history, frequent card swiping and frequent card swiping activities are all helpful to increase the fixed amount. You can call the bank customer service and ask for an increase in the credit limit. Raising the credit limit requires one line of approval, which will take some time.