1. The most labor-saving way is to ask your parents to use their own credit card to apply for a secondary card for you (well, of course, your parents also know everything about your consumption, and you can also ask your parents to repay you) ;
2. Apply for an exclusive credit card for college students. I did some general research and found out that it is quite tragic. It is said that there are only 3 banks that are still in circulation for college student credit cards. Yes, only 3 banks: Industrial and Commercial Bank of China Peony Student Card , China Construction Bank Long Card Famous School Card, and Agricultural Bank of China Excellent Card do not have links because they only have single currency. Generally, the quota is relatively low, and the application conditions are actually very tragic. Only 211 schools can apply. Yes, only 211. Some schools will handle applications in a unified way or set up stalls when they start school. When applying, you generally need to provide copies of your parents’ ID cards, proof of work unit, and even scholarship certificates and outstanding cadre certificates... For specific details, students who have not had any tragedies should consult their schools or relevant banks... Even if you have not experienced any of the above tragedies. Come, let me tell you another tragic thing. The quota is pitifully small. I saw on Baidu that ICBC’s quota is 500 for undergraduates, 1,000 for masters, and 2,000 for doctoral students...
3. If you plan to study abroad, have a Foreign currency cards are very necessary, so many study abroad agencies will have direct contact with banks and will introduce them to you. International student credit cards are available in many banks, so I won’t focus on them. But after looking at the application conditions, there is nothing special for students. Special policies still require proof of property, otherwise your parents will ask you to get a secondary card. It feels like it is just a card that major banks have changed without changing the medicine...
4. In fact, many places still have it. You can go to card sales counters, such as supermarkets and subway stations, and the sales staff will often be very helpful for the sake of performance (you know). ps Online credit card applications are generally more likely to be rejected. The chances of success are: sales counter (commonly known as street stall) gt; bank counter gt; online application;
5. Of course, if an acquaintance works in a bank, it may It will also be more convenient to apply