You can repay the money by bringing your ID card to the bank counter for repayment. You can repay with your card number, no physical card is required.

According to the provisions of Article 20 of the "Credit Card Articles":

If the cardholder repays the entire amount due before the due repayment date (inclusive), his/her current balance shall be The consumption transactions incurred in the current period on the bill enjoy interest-free treatment. The interest-free repayment period will be notified separately by the Bank.

If the cardholder fails to repay the entire amount due before the due repayment date (inclusive), he can repay any amount not less than the minimum repayment amount, but the amount due is being repaid. Consumer transaction payments no longer enjoy interest-free repayment treatment.

Extended information:

According to the provisions of Article 30 of the "Credit Card Articles":

The principal cardholder or cardholder unit shall not be charged during the validity period of the credit card. If you no longer use the Dragon Card credit card within the period or after expiration, you should submit an account settlement application to the Bank after repaying all outstanding balances in the account and destroy all cards under the same account. The Bank will accept the account settlement application 45 days after It handles formal settlement procedures (except for cards that have expired for more than 45 days).

When the corporate card settles the account, the remaining RMB funds in the account will be transferred back to its basic deposit account, and the foreign exchange funds will be transferred back to the corresponding foreign exchange account, and no cash withdrawal is allowed.

China Construction Bank - How to repay when the credit card is not around, the card number is forgotten or the status is abnormal

China Construction Bank - Credit Card Regulations