Hua Xia Bank’s platinum card usually starts at 30,000 yuan. The annual fee is waived if consumption reaches the standard.

Annual fee exclusive plan

Exclusive annual fee reduction plan for Hua Xia Elite Global Credit Card cardholders.

Platinum Combo

China Elite Global Credit Card? Platinum Card (MasterCard): No annual fee for life.

Hua Xia Elite Global Credit Card? Platinum Card (UnionPay): RMB 680/card/year for the main card, free for additional cards. The annual fee is waived in the first year, and if you complete 5 transactions in the first year, the annual fee is waived for the following year.

Fees standard

Annual fee-free policy: Swipe the card 5 times with the Puka Gold Card to waive the annual fee for the following year

Cash withdrawal handling fee: 1% of the transaction amount Collect, the minimum domestic fee is 5 yuan, and the minimum fee overseas is 15 yuan or 2 US dollars

The longest interest-free period: 51 days

Multiple account management: enjoy the limit

Online payment: not supported yet (dual-currency cards can be paid through external card channels on some websites)

Instalment business: You can choose a high-value consumption transaction that has not been issued a statement (single payment) If the transaction amount is not less than RMB 500 or equivalent in foreign currency), you can call the Huaxia Bank Credit Card Center to apply at any time, and you can enjoy zero interest and zero handling fee installment payment for up to 6 months.

The maximum amount that titanium card holders can enjoy is RMB 15,000, the maximum amount that gold card holders can enjoy is RMB 10,000, and the maximum amount that ordinary card holders can enjoy is RMB 5,000.

Billing date: Each cardholder's billing date is different. Your billing date will be listed in the statement. You can adjust the billing date according to your income and salary payment date, but it can only be changed once a year

Card types: regular card (limit 2,000-20,000 yuan), gold card (limit 5,000-50,000 yuan), Titanium Card (limit 20,000-200,000 yuan)

Currency: RMB, RMB/USD

Annual fee standard

China Titanium Card Main Card The annual fee is RMB 300/card/year, titanium card supplementary card: RMB 150/card/year;

Hua Xia Bank Credit Card Gold Card main card: RMB 160/card/year; gold card Supplementary card: RMB 80/card/year;

Hua Xia main card: RMB 80/card/year, supplementary card: RMB 50/card/year;

Hua Xia Bank Business Card Gold Card: RMB 300/card/year, Regular Card: RMB 150/card/year.

Extended information:

Hua Xia Bank officially issued Hua Xia Credit Card on June 18, 2007. Hua Xia Bank's first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, Hua Xia Credit Card has launched a number of innovative functions and services; in terms of credit card limit, repayment period, interest-free policy, etc. There is something innovative.

The issuance of Hua Xia Credit Card is a major progress in the strategic cooperation between Hua Xia Bank and Deutsche Bank. It also marks Hua Xia Bank's first entry into the Chinese credit card market.

Features:

1. No guarantees or mortgages, easy access to financing

Apply for the Yi Da Jin·Guarantee-free·Customized·Credit Card Cash Installment Plan, Meet your financial needs promptly and conveniently.

2. The loan amount is customized and you can borrow the amount at any time.

Within the credit limit of your Hua Xia Yi Da Gold Card, the amount of each loan is determined by you. .

3. Customize the number of installments and choose from a variety of repayment periods.

The number of repayment periods is also determined by you. You can choose a 3, 6, 12, 24 or 36-month repayment cycle according to your financial needs.

4. Customized repayment methods, all kinds of repayment channels are worry-free

Hua Xia Bank provides you with Lakala convenient payment, Quick Money online repayment, and UnionPay online inter-bank Various repayment methods, including repayment through self-service equipment, automatic binding repayment, telephone repayment, Hua Xia Bank counter repayment, and other bank counter transfer repayment, are convenient and worry-free.

5. Telephone transfer, funds are quickly and easily accessible

You can call the customer service hotline of Hua Xia Bank Credit Card Center to apply for Express Gold cash installment. With just one phone call, funds are quickly and easily accessible; transfer After success, the amount will be credited to your Hua Xia Yi Da Gold Card account in installments, and you can return it monthly.

6. Withdraw cash at the counter or ATM, more convenience

You can easily withdraw cash at the counter or ATM within the available cash withdrawal limit, with no cash handling fee and only the overdraft interest rate. Interest; cash withdrawals enjoy a 30% minimum repayment, and cash withdrawal transactions before the bill is issued (a single amount is not less than RMB 500) can be converted to installments at any time.

Reference: Encyclopedia-Hua Xia Credit Card