Credit card repays within the agreed time limit without interest deduction. If the repayment period is exceeded or the repayment is insufficient, compound interest will be paid on a monthly basis, with a daily interest rate of 0.5 ‰, and the interest-bearing date will be counted from the date when the consumption is recorded.

If you spent 10000 yuan on June 5th and used a credit card, you will repay 1000 yuan on July 5th, which is the minimum repayment amount. The billing date of your credit card is 10 every month, and the due repayment date is 1 0 every month. The next interest of this bill is 9000× 0.05 %× 4 1 (July1to August 10)+ 1000.