Because credit cards have many functions, they can check out directly by "swiping the card". When you need to withdraw cash when traveling or on a business trip, you can deposit a sum of cash at the local card-issuing bank before going out, and then use the card to withdraw cash from a bank connected to the destination. This is very convenient, and the card-issuing bank also allows you to withdraw cash within the prescribed limit. Short-term credit.

With credit cards, people can purchase and settle accounts very conveniently. They no longer have to worry about carrying large amounts of cash with them.

Issuing and promoting credit cards reduces the amount of currency issuance and cash flow, and saves the human, material and financial resources consumed in design, printing, transportation, storage, and counting cash, which is also beneficial to the country.

Do you know where credit cards came from? Credit cards originated in the United States in 1915. The earliest institutions to issue credit cards were department stores, restaurants, entertainment industries and gasoline companies.

In order to attract customers and promote products, some stores and restaurants in the United States selectively issue credit chips similar to metal badges to customers within a certain range, which later evolved into cards made of plastic. Customers can use credit chips as proof of purchase and consumption to carry out credit sales service business. Customers can purchase goods on credit at these stores and branches that issue chips and pay by appointment. This is the prototype of the credit card.

Credit card shopping