The MasterCard card launched by China Merchants Bank, in addition to all the features of the previous Visa card, also has some exclusive benefits of MasterCard, such as
Discounts on hotel bookings when traveling abroad, foreign WIFI is free to use, etc., making overseas consumption very convenient. In addition, visa cards are mostly used in Europe, while MasterCard is widely used in Southeast Asia. Other than that, other business functions of the two are basically the same.
The difference between China Merchants Bank ordinary card and gold card:
1. Ordinary card limit is 3,000 yuan to 10,000 yuan; gold card limit is 10,000 yuan to 50,000 yuan;
2 , Ordinary cards enjoy discounts at special merchants; while gold cards have no discounts;
3. Gold card customers’ credit card consumption mode is set to consumption with signature, and 48 hours before the customer discovers that the credit card is lost and reports the loss, an incident occurs The loss of stolen credit card funds will be compensated by China Merchants Bank, with an annual total of 15,000 yuan; for ordinary cards, the total loss is 10,000 yuan. In addition, the difference between China Merchants Bank's regular credit card and gold card is also reminded of the credit card annual fee charging standard.
China Merchants Bank Credit Card Standard Card: Ordinary Card Principal Card RMB 100 per card, Ordinary Card Supplementary Card RMB 50 per card;
China Merchants Bank Credit Card Gold Card: Gold Card Principal Card RMB 300 per card, RMB 150 per gold supplementary card;
China Merchants Bank Credit Card Platinum Card: RMB 3,600 per platinum principal card, RMB 2,000 per platinum supplementary card;< /p>
China Merchants Bank Unlimited Card: RMB 10,000 per card for the main wireless card, RMB 5,000 per card for the unlimited card supplementary card;
China Merchants Bank Elite Business Card: RMB 300 per card for business purposes Cards cost RMB 100 per card. Purchase cards cost RMB 50 per card.
The China Merchants Bank Platinum Card does not have an annual fee exemption policy. If you apply successfully, you must pay an annual fee. The China Merchants Bank regular card and gold card are free of annual fees in the first year, and swiping the card six times is free of annual fees for the next year. Alipay recharge is included in the number of purchases.