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What credit card should I apply for to study in the UK?
It is suggested that China Bank's GBP dual-currency card, one main card and one sub-card, can use GBP in the UK and RMB in China. It's a master card. You can swipe it wherever there is a POS machine, and it's accepted. The main card and the auxiliary card can be swiped five times, and there is no annual fee. As long as it is not cashed, there is no handling fee. And the security is good, and it has a good reputation among British students. Take some cash or money orders as appropriate, and you can use your local bank card after going to the UK. Of course, if you don't mind, you don't need the card there, and the interest is not high. But remember, if you want to go to Europe, you need to provide the statement of the local bank in the UK when you apply for a Schengen visa, so you need to get a card. Many things there need bank statements as proof of address, so one is a good choice. Remember to choose a bank with more local outlets, where things are slower, there are more international students, and banks with more outlets will accept it faster. In addition, don't take RMB abroad. You must take it with you when you change pounds at home. Other currencies don't have much influence. If you want to go to Europe, you can bring some euros, but it's really unnecessary. You can change it into pounds at the exchange over there. It's everywhere. It's convenient. In addition, credit card shopping is very popular in Britain, and large expenditures can be completed by credit card. It is best to buy a draft for large pounds, so that there will be no handling fee for depositing them in the British bank. Or bring 2,000 pounds in cash to daily life in the UK, then apply for a bank card in the UK and send it to the UK by bank wire transfer at home, which is convenient and safe. Unfortunately, there will be a little handling fee. In addition, in domestic banks, GBP cards can be cashed out in Britain, but it is not as convenient and easy to use as British cards, and there is a handling fee for each cash withdrawal.