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Postal savings bank credit card voice promotion temporary limit what does it mean to enter the expected limit?
If the credit card holder has a large consumption demand in a short time, he can call the customer service hotline of the Postal Savings Credit Card to put forward the temporary quota demand. If the Postal Savings Bank meets the conditions for temporary quota adjustment, it can realize temporary quota adjustment within 24 hours. The temporary credit line is valid for 30 days, and the credit line will be automatically restored to the original credit line after expiration.

The method of applying for temporary quota is as follows:

1. Online banking applies for a temporary line, log in to the online banking of the corresponding bank, enter the line inquiry page, enter your credit card number, and select the adjustment application.

2. To apply for a temporary credit line by telephone or voice, you can call customer service at 400-889-5580, select the manual service of credit card category, and manually apply for adjusting the credit card line after verifying your identity through the card number or ID number.

Extended data:

Charge standard:

Annual fee: Gold card per year 125 yuan, supplementary card 60 yuan, Puka free of annual fee for life.

SMS service fee: Gold card is free, and every household in 3 yuan will have Puka in January.

Interest-free period: 20-5 1 day

Minimum repayment ratio: 10%

Cash withdrawal fee: 1% of the transaction amount in China, with the minimum of 10 yuan, plus inter-bank 2 yuan fee. Overseas, the transaction amount 1%, the lowest in 20 yuan.

Late payment fee: 5% of the unpaid part of the minimum repayment amount, minimum 10 yuan.

Over-limit fee: 5% of the over-limit amount, with the lowest in 5 yuan and the highest in 200 yuan.

Handling fee for reading the bill: each copy 10 yuan, and each original copy is in 50 yuan.

Handling fee for reissue of bills: free within 3 months, 5 yuan for more than 3 months.

To recover the overpaid handling fee: 0.5% of the domestic transaction amount, with a minimum of 10 yuan, and 2 yuan handling fee will be charged across banks. Overseas, 0.5% of the transaction amount, the lowest is 20 yuan.

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