Second, Huaxia Bank ic Platinum Credit Card Limit Improvement Skills
1. Avoid overdue credit cards.
After using Huaxia Bank credit card, remember to repay on time before the repayment date. If it is overdue, it will not only have to pay a high late fee and penalty interest, but also have an impact on your own credit information, and will have an impact on future card use and loans. Credit history is an important factor in judging the credit card limit, so don't underestimate it.
2. swipe your card frequently.
If the number and amount of credit card spending and the types of consumer merchants are as much as possible, Huaxia Bank will think that users who spend more than 30% of their credit cards in half a year will have greater demand and dependence on credit cards, which can also prove that cardholders are more loyal to Huaxia Bank. After that, Huaxia Bank will take the initiative to raise the amount for you. Even if you take the initiative to apply for the quota, the pass rate will be much larger.