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How to calculate the interest of China Construction Bank credit card

1. CCB credit card installment repayment interest rate?

For single purchases of more than 1,000 yuan with CCB credit card, you can apply for consumption installments, and you can apply for 3, 6, or 12 installments. The handling fees are respectively is 0.7 0.6 0.6 without interest.

2. What is the interest rate for CCB credit card cash withdrawals?

In addition to handling fees, CCB credit card overdraft withdrawals must also pay interest, and do not enjoy interest-free treatment. Cash interest will be charged from the date your overdraft withdrawal is entered into your account, with a daily interest rate of 0.05 and compound interest calculated monthly.

3. How to calculate the interest of China Construction Bank credit card?

If you do not repay the amount on the bill in full before the last payment date (inclusive), then you All consumption on the current bill will no longer enjoy the interest-free period. From the day of consumption, interest of 0.05% will be accrued on each consumption every day. Therefore, the specific amount of interest accrued in China Construction Bank must be calculated based on your consumption date.

For example: If the bill date is the 5th and the repayment date is the 24th, you consume 3,000 yuan on the 1st, 1,000 yuan on the 4th, and repay 400 yuan on the 24th, the calculation is as follows: 3000X0 .05 five interest). :

CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

China Construction Bank Credit Card Baidu Encyclopedia